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What's your average total monthly expense including mortgage, childcare, travel, insurances, food, etc.
I averaged out mine for the year and it's about 10k with childcare and mortgage taking up a little more than half. |
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My fixed expense are 7k/mo with mortgage 3k of that We then spend 800 on groceries.
These are fixed. We go way over this in disposable income. |
| About $4000, it includes 2 mortgages and also all taxes/utilities. |
| Fixed expenses = $6000 including mortgage, preschool, bills, food, cars, healthcare. |
| 5k fixed. |
| About $8000 fixed - meaning mortgage, childcare (those 2 are about half), students loans, car loan, utilities, food. Depressing. |
| $7700. $8700 if you include our special savings account for items paid once a year (car amd life insurance, camps, etc). |
| about $9000 all in - everything we make and spend. we pay student loans and a $400k mortgage and preschool. |
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We spend about $4k to $6k per month. Mortgage is paid off, childcare is limited to a p/t sitter.
We invest about $6k per month. |
| We use Mint.com. The goal is to spend $8500 total a month, but something extra always seems to come up. |
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no mortgage, paid off in 2013 when we sold a rental property
childcare 1075 (for older son) car insurance 270 (thanks USAA) restaurants: 60 (thanks groupon) groceries 850 medical 130 (2 kids and a chronic condition) gas 80 phone 80 internet 30 (subsidized by work) misc 300 total $2750 We save about 7k a month in 401k/IRA. if my wife wasn't part time taking care of our second kid we would put away another 3k or so. |
Were you in the military? |
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Not sure what all of it adds up to with travel, etc., but:
mortgage: $6k utilities: about $800 insurance, fixed costs, etc: $250 childcare: $1700 (about to go up to $3k) groceries and household items: $600 |
Yes, but I was also able to qualify from my father back in the 90's. |
What do you do now to be able to save so much? |