copy of life insurance policy

[Anonymous]

I am trying to get a copy of my life insurance policy (not just an acknowledgement form) from my life insurance company - Met Life. They want a $25 fee, which seems outrageous to me for some reason. I know it's only $25 in the big scheme of things, but I feel like it's the principle of the thing. I am paying them thousands of dollars every year, and it can't cost them anything near that in staff time and first-class mailing postage. I asked for an electronic document, and they will not do that at all.

In any event, does anyone have thoughts on how essential it is to have a copy of the actual policy? I am trying to get all of our documents together so that they are available for relatives in the case of our death, and I wanted to include a copy of our life insurance policies.

TIA!

[Anonymous]

I don't have a copy of our actual policies. I have a list of all policies and account numbers that I keep saved on my computer and a printed copy in our fire safe along with birth certificates and such.

I'm with you on the fee, it's ridiculous. Insurance companies are kind of backwards in a lot of ways, particularly when it comes to electronic information.

[Anonymous]

Can't you view your policy in details online? Just do a couple print-screen (cntrl-home) and paste them in your own word document...

[Anonymous]

Anonymous wrote:Can't you view your policy in details online? Just do a couple print-screen (cntrl-home) and paste them in your own word document...

Unfortunately, I can't see the policy terms on line, just the basics, amt. of coverage, term etc.