Water damage from storm - homeowners insurance claim?

[Anonymous]

We had water come in through our roof and through the plaster ceiling today. Should we make a claim with our homeowners insurance or is that a bad idea?

Roof is being replaced next week. Such annoying timing.

[Anonymous]

Is it just drywall and a little insulation?

I would think the deductable would be more thwn tue drywal repair, esp if you are getting a new roof in a week.

[Anonymous]

It's plaster. Good idea on checking the deductible.

[Anonymous]

Anonymous wrote:It's plaster. Good idea on checking the deductible.

What does that mean?

[Anonymous]

Tree through the roof = use insurance

Plaster and paint? Don't call.

Insurance is for the things you can't pay for yourself, not the things you don't want to pay for.

[Anonymous]

http://www.nytimes.com/2015/04/26/your-money/the-home-insurance-coverage-that-didnt-the-home-insurance-protection-that-wasnt.html