Shared Risk at SG

[Anonymous]

Does it really work? Did anyone ever got to the point when they faild all 6 (or whatever) cycles and dealt with the refund (per ad it's 100% refund) Sounds a bit too good to be true? TNX

[Anonymous]

It works for more women than not, otherwise they could not offer such a fantastic deal.

[Anonymous]

Anonymous wrote:It works for more women than not, otherwise they could not offer such a fantastic deal.

I understand that, that’s why they have a med committee cuz they want to admit “the most healthy ladies” so they for sure get pregnant, but you know sometimes some have unexplained everything looks healthy but they don’t get pregnant right away. . My question was for those who actually came to the point when they had to deal with refund.

[Anonymous]

It is a good deal, but there are so many costs that add up. Let's say you did do all six...it failed, and you got your $ back. You'd still be out the $5K/round that it costs for IVF meds and anesthesia. That's an additional $30K...nearly double the cost of the price tag on paper.

If you know your protocol, you can use this IVF med calculator: http://prices.freedomfertility.com/

Good luck OP!

[Anonymous]

After 2 rounds, SG is losing money. It is in their best interest to get you a live baby as soon as possible.
I don't know anyone who went the full 6 and got their money back. I have heard antidotally that people drop out before 6 because of the emotional stress.

From my experience with seeing other people dealing with IVF (not just shared risk). I seems that most people get BFP by the 2nd IVF round. But if it takes more than 2 cycles, you may be in for a long haul. (usually a sign that something is really wrong with eggs or some other underlying problem) I had a friend get pregnant on round 5 (not shared risk, just great insurance) and her SIL on round 7?.

[Anonymous]

My understanding is that they also can ask you to leave the program and give you a full refund. I have heard of this anecdotally, and my doctor confirmed it with me, although I was successful after two tries and FETs.

[Anonymous]

Anonymous wrote:My understanding is that they also can ask you to leave the program and give you a full refund. I have heard of this anecdotally, and my doctor confirmed it with me, although I was successful after two tries and FETs.

WOW! what why would they ask? wouldn't that be illegal or unethical? If they approve you and then ask you to leave... hmm... interesting.

[Anonymous]

I was successful after one fresh and one fet but I remember that when we were approved for shared risk the doctor said that sg would never let us get all the way to 6 anyway.

[Anonymous]

Anonymous wrote:I was successful after one fresh and one fet but I remember that when we were approved for shared risk the doctor said that sg would never let us get all the way to 6 anyway.

But why they are advertising it then? is it Marketing trick to make more people to come... even if they get denied for SR they already had at least 1 appointment and some may just stick with SG??


BTW, how does the process of that approval goes, just curious? TNX

[Anonymous]

It worked for us on the first try. We had a good all around experience with SG.

[Anonymous]

I left on my own after three unsuccessful tries and just after getting the " maybe we should think about DE" talk. I was 33 at the time and took my money to Cornell and got pregnant there. Getting money back from SG was no problem at all.

[Anonymous]

Anonymous wrote:It worked for us on the first try. We had a good all around experience with SG.

Per my understanding if your first cycle works they refund you the remaining amount (total what you paid minus 1 cycle), was that in your case too?

[Anonymous]

Anonymous wrote:I left on my own after three unsuccessful tries and just after getting the " maybe we should think about DE" talk. I was 33 at the time and took my money to Cornell and got pregnant there. Getting money back from SG was no problem at all.

I am sorry about failed cycles but also glad for you (Cornell result)

[Anonymous]

If you are successful after one round under shared risk you do not get any money back. That is part of the risk in that you could pay more if it does work first try. Break even with two tries and come out ahead at three tries.

The risk for SGF is that you will leave the program and get your money back. Even at three or four cycles they are still making money. It is a great program if you are accepted in that it minimizes stress since you know you can keep trying without additional costs. You do have to pay for drugs each cycle.

We took two cycles to get our baby under shared risk. I also was not a great candidate so I was one of their "risks". I have one ovary and terrible hormone numbers. I was also 37. We just cometed IVF to try for a second child and three tries in we were not successful. We were on insurance this time so we are finished with our journey without a second child.

[Anonymous]

Anonymous wrote:

Anonymous wrote:It worked for us on the first try. We had a good all around experience with SG.

Per my understanding if your first cycle works they refund you the remaining amount (total what you paid minus 1 cycle), was that in your case too?

This is true for the multicycle program (2 IVF cycles), but not the shared risk (6 IVF cycles).