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Most everyone here misses the point. The high HHI and/or net worth of today may end tomorrow. One or both of you lose the fabulous job or perhaps one of you or DC becomes ill in a manner which exceeds your medical insurance.
It can all end quickly and you need to make it last until you are both in your 90's. So, still feeling rich? |
Net worth does not change at all if you lose your fabulous job. You may need to start tapping into your net worth to maintain your lifestyle, but let's be real. Having a 2mil net worth and losing your job is very different from having a 1k net worth and losing your job. |