What are your cutbacks for the best way to save money monthly?

[Anonymous]

Anonymous wrote:

Anonymous wrote:Avon products are crap.

I LOVE several of their products. You obviously haven't tried many. Like this morning, I had to use store bought Olay body wash. It's awful!!!! It's runny and burns. I was really missing my Skin So Soft cream body wash. Very much. (Pink one).

Since I've been using Anew Vitale Day Lotion (oil free), I haven't had a single zit the stuff is god send.

And I've never found a pore scrub like Avons invigorating one. It completely changes how your skin feels to the touch.

And their Super Extend liquid liner stays on my super oily lids alllllll day and washes off with just soap.

There's so many great products.

I cannot wait to try the concentrated retinol coming out in a month on my forehead.

Or you could just not use products. I don't even know where I'd put all those bottles and tubes. I save a lot of money by being a soap and water kind of girl.

[Anonymous]

I would re-phrase the question- How much should I save every month? IRA, Roth, 401K, emergency savings, car savings, etc. After that you can blow it on what ever.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Avon products are crap.

I LOVE several of their products. You obviously haven't tried many. Like this morning, I had to use store bought Olay body wash. It's awful!!!! It's runny and burns. I was really missing my Skin So Soft cream body wash. Very much. (Pink one).

Since I've been using Anew Vitale Day Lotion (oil free), I haven't had a single zit the stuff is god send.

And I've never found a pore scrub like Avons invigorating one. It completely changes how your skin feels to the touch.

And their Super Extend liquid liner stays on my super oily lids alllllll day and washes off with just soap.

There's so many great products.

I cannot wait to try the concentrated retinol coming out in a month on my forehead.

Or you could just not use products. I don't even know where I'd put all those bottles and tubes. I save a lot of money by being a soap and water kind of girl.

Are you in a professional job and over 45?

[Anonymous]

Anonymous wrote:

Anonymous wrote:Having a low mortgage and no car payments (paid cash), combined with automatically deducted retirement and savings amounts meant that we did not have to cut back in other ways. We still eat out, have cable, netflix, buy new clothes, etc. Having a low mortgage is much easier than doing without all that fun stuff!

THIS! The smartest things we have done that have made the biggest impact on our financial situation were to limit ourselves on what we spent on our home and to buy cars in cash and drive them for around 15 years before swapping them. The little stuff adds up too, but controlling your fixed monthly costs is easy to do and has long lasting financial benefit.

I completely agree.