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We have a principal and a rental property. Total percent for principal only is 11%, both together is 22%, but ideally the rental will never be vacant, so 11% is our *plan* but we can do 22% for the back up.
We underbought - didn't want to be tied to having to have a high paying job to keep the houses. |
| 7% of gross. We bought below our means in 2000 and refinanced last year to take advantage of the low rates. After we do a major whole house remodel this year it will be more like 14% of gross. |
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9% of gross, PITI
PG county |
| 17% of PITI |
| 21% PITI of gross. Around 1/3rd of net. |
| 19% of net (our net doesn't really fluctuate). 11% of gross. |
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20% of gross.
Another 15% gross to retirement. 529 is minimal but will change once daycare bill is gone. |