Hidden Costs in Independent Living

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:In laws want to sell their home and move into an independent living facility. I am concerned they are making the decision too quickly. Looking at the costs, there is a flat fee and a few items like trash disposal (which apparently you don't have to pay if you take out your own trash). However, I assume they will need renters insurance? They hope to get rid of their car and the place says they will take them to doctor's appointments but I wonder if that is usually reliable or if they will need to take some sort of cab or car service.

If you are familiar with Independent Living facilities, what hidden costs may we not be thinking about?

Unless you are paying for it, how is this any concern of yours?

Don’t be stupid. When elderly people decline, they are helped by their children. Human beings need help at the end of their life. That’s just reality.

As long as the inlaws can afford this, it actually means less work for the OP. So if they can afford it it just means she's concerned she will be getting less when they die.

[Anonymous]

Most are great places and will do all those things they expect. All of them. No hidden costs.

[Anonymous]

Anonymous wrote:Most are great places and will do all those things they expect. All of them. No hidden costs.

+1
Most spell out what's included and what you can have for an extra charge. My parents get cleaning every 2 weeks, you can add extra cleanings for a fee.

They get a set amount for dining to spend monthly. You can spend more and just have it charged to your account. They get enough for each to have 1 dinner daily, and typically enough for 1 breakfast or lunch for each every 2-3 days of the month.

Shuttles run to local stores and are free, there is a schedule. For a fee, you can schedule the facility to drive you to medical appointments (fees are low for that)