Also - if you never got the report, I hope you requested a refund or even did a charge back on your credit card. If that didn’t work, file a complaint to their licensing board. |
I'm sorry you have had bad experiences. I think you might have misaligned expectations, though, as well. Generally the psychologists who administer tests only administer tests. That's their specialty and often their whole practice is administering tests and writing reports. Their reports give the test results and generally offer a list of accommodations (such as extra time) that seem appropriate based on the test results. The psychologist has always met with us after writing the report to discuss and go over the findings. They aren't also the people who will counsel your child. After having this done, we have taken the report to our child's regular psychiatrist and therapist and school to implement steps from there and decide which accommodations and recommendations make sense. It is that team (and us of course) who are "looking out for the child's welfare." A nutritionist wouldn't be the right person for this, and probably not a psychiatrist either. You want a psychologist who does testing (a "neuropsych'). |
I think this is wrong about needing a “medical diagnosis” for insurance coverage. We got OT covered without any diagnosis - the OT did their own testing to show the motor skills delays. Also got an amazing course of behavioral therapy covered with no diagnosis. Possibly ABA would require a “medical diagnosis” but I’m not sure that it does. |
A more appropriate statement would be that your family specifically did not need a diagnosis for OT and you don't know if you would need it for ABA. If we had a diagnosis we could possibly have gotten OT covered under our HMO plan. Since we didn't and they also wouldn't evaluate (thanks, Kaiser), we paid out of pocket until we could switch to a PPO plan. Thankfully we have access to a generous PPO plan that does not require any kind of referrals or pre-authorization (though they initially lied to us and said it did, thanks CareFirst). Therefore, they did cover OT without a diagnosis. In our case, the diagnosis did not help us get services covered but it did help us understand that DD will need these services long term, which is really important as we were thinking of stopping them since she had improved so much. I think our plan might require a diagnosis for ABA, I know other plans definitely do. |
NP - almost all private payors require a diagnosis for covered services. That can be done in different ways, and a therapist doesn't necessarily need to render a formal diagnosis of ASD or anxiety or whatever, but the vast majority of insurance companies are going to require that. PP is right that school testing can't render a diagnosis that can be used for healthcare insurance reimbursement. My DS was "diagnosed" with specific learning disability/dyslexia through school testing, but no insurance company is going to pay for the private dyslexia remediation services we're getting for him. |
Fair enough - it doesn't have to be an MD, it can be an OT or SLP for respective areas. HOWEVER, my point still stands. It cannot be a school district employed OT. You need a private provider to evaluate and those who take insurance have super long wait lists. And, OT cannot evaluate ASD/ADHD/anxiety types of conditions, so if that's present, simply going to OT doesn't do anything. |
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The questions are:
- Do you need a full evaluation (neuropsych) by a psychologist to get an ASD or ADHD diagnosis? Answer: not necessarily, psychiatrists and developmental pediatricians can also diagnose, but these are not cheap or easy to access either. Pediatricians can also diagnose ADHD but pediatricians are generally not great with developmental issues. AND - Do you need an ASD or ADHD diagnosis to get insurance to cover necessary services? Answer: Sometimes, depending on your specific plan and the services you need. AND - Is a medical diagnosis the same thing as an educational diagnosis? Answer: No, you can have a medical diagnosis and not qualify for an educational diagnosis, and still get services through your insurance even if the schools don't provide services. And an educational diagnosis won't help if the insurance requires a medical diagnosis to cover services. |
Except this provider didn’t actually complete a report. But yes, I do think it’s important for parents to understand that the “neuropsych” is done one a one-off basis by a practitioner with no relationship with your child and who will not generally provide ongoing therapy. As well, many of their recommendations for therapy will be impossible to access, nonexistant, or impossible for the school to implement. It’s a LOT of money to pay just on the faith that recommendations made by someone who doesn’t actually know your kid will be executable. But if all you’re looking for is a piece of paper to get extended time on the SATs, that is likely doable. |
Yes, since ABA services can be so intensive and expensive it makes sense that most insurance companies would require more extensive pre-authorization. But I’m pretty sure most ABA companies will fine a way to do the ADOS quickly for a dx. I’d still counsel any parent with a small kid w suspected autism to go first through the school district because that way you can access the free early intervention services and any available school programs. No medical dx needed. |
No that’s just not true that you have to do a pricey private diagnostic evaluation to get any insurance covered services. For most services the provider enters a diagnostic code. I’ve gotten a ton of covered services for my kid prior to the DSM dx. For some services (such as ABA) more would be required. And obviously insurance companies vary. |
This is just not true in my experience. We have been able to access OT and behavioral therapy relatively easily, and the practioners were quite able to figure out how to bill insurance. Yes there was some waiting but certainly, delaying the necessary therapies until we got the “neuropsych” would not have helped anything. We did eventually get a dx (from KKI) but the OT and behavioral therapy (and IEP under the developmental delay category) we got with no dx were probably among the most useful therapies we have done over the long haul. |
This wasn't our experience at all. Recommendations were definitely actionable and very helpful (extra time is not one of the recommendations). And the evaluator did a school observation, had teachers fill out rating scales, spoke extensively with us and her OT, and reviewed documents in addition to the testing so she wasn't just relying on the testing. If anything your comment highlights the importance of working with someone who will do a thorough evaluation, which takes time, and unfortunately working with insurance limits the time they can spend with your child. |
This is very nuanced. Provider (even OT or PT) will need to do an evaluation with established testing that's appropriate for child's age and suspected deficits. No, they don't just punch in a diagnosis code. They need to conduct and document an evaluation that supports that diagnosis code. It's not free. Yes, it's cheaper than full neurophych but is also very limited to their area of expertise. Then on insurance side, it's also not so clear cut as you try to paint it (not sure to what purpose?). For example some plans have separate categories for habilitative and Autism services. With different appointment limits. |
Yeah I had people try to sell me on that approach as well. There’s no magic bullet and I prefer to spend my money on actual therapies. |
you clearly have a reding comprehension issue and that's ok. to each their own. |