Paying for IVF- How is everyone doing this?

[Anonymous]

I'm a single fed, mid-30s freezing my eggs only due to savings accrued during the student loan forbearance since 2020. I have no insurance coverage or family financial support. I live in a dingy basement apartment that I hate, but lets me save money to do this. Hopefully, I'll meet someone and never have to use the eggs, but if I have a son I may just have to name him Joe to thank Biden for the forbearance.

[Anonymous]

Anonymous wrote:My insurance paid for some of the IVF but then we had to go to surrogacy which is horribly expensive. We have no savings besides 401k, drive 20 year old cars, bought a way cheap house to cut on mortgage, have taken no vacations and don’t really eat out. Thankfully our surrogate is pregnant so at least were broke and happy.

why did you need surrogate?

is she in the US ?

[Anonymous]

Anonymous wrote:

Anonymous wrote:My insurance paid for some of the IVF but then we had to go to surrogacy which is horribly expensive. We have no savings besides 401k, drive 20 year old cars, bought a way cheap house to cut on mortgage, have taken no vacations and don’t really eat out. Thankfully our surrogate is pregnant so at least were broke and happy.

why did you need surrogate?

is she in the US ?

I have a misshapen uterus. Every doctor I consulted with said I likely could carry a pregnancy to term eventually. After many miscarriages of PGS normal embryos I couldn’t stomach trying any more with my own uterus. I felt like I was sentencing an embryo to death with every transfer. My surrogate is in the US- we used an agency and a great attorney. I haven’t tallied up the final bill but all in I’ve probably spent $200k. At least we’re getting something out of that money (at least that’s what I keep telling myself).

[Anonymous]

Anonymous wrote:I'm a single fed, mid-30s freezing my eggs only due to savings accrued during the student loan forbearance since 2020. I have no insurance coverage or family financial support. I live in a dingy basement apartment that I hate, but lets me save money to do this. Hopefully, I'll meet someone and never have to use the eggs, but if I have a son I may just have to name him Joe to thank Biden for the forbearance.

God help you.

[Anonymous]

I too worked at Starbucks for several years. We have 2 children thanks to that fabulous policy.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I'm a single fed, mid-30s freezing my eggs only due to savings accrued during the student loan forbearance since 2020. I have no insurance coverage or family financial support. I live in a dingy basement apartment that I hate, but lets me save money to do this. Hopefully, I'll meet someone and never have to use the eggs, but if I have a son I may just have to name him Joe to thank Biden for the forbearance.

God help you.

Thanks! Feeling pretty good going into it with my lab results. I have a solid income, 6-month emergency fund, job security, and fortunately can do this without breaking the bank specifically thanks to the student loan forbearance and living very frugally during the pandemic. I know so many mid-30something friends who either have already decided to never have children or are too afraid to think about it and look into it, so I think I've planned well and at the very least, I'll know I did everything I could to try and have the family I wanted, even if a pandemic and biology ultimately say it's not to be. I know I can't afford to be a single mom, but I think I'll feel more free dating afterwards knowing that the rest of it is out of my hands.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm a single fed, mid-30s freezing my eggs only due to savings accrued during the student loan forbearance since 2020. I have no insurance coverage or family financial support. I live in a dingy basement apartment that I hate, but lets me save money to do this. Hopefully, I'll meet someone and never have to use the eggs, but if I have a son I may just have to name him Joe to thank Biden for the forbearance.

God help you.

Thanks! Feeling pretty good going into it with my lab results. I have a solid income, 6-month emergency fund, job security, and fortunately can do this without breaking the bank specifically thanks to the student loan forbearance and living very frugally during the pandemic. I know so many mid-30something friends who either have already decided to never have children or are too afraid to think about it and look into it, so I think I've planned well and at the very least, I'll know I did everything I could to try and have the family I wanted, even if a pandemic and biology ultimately say it's not to be. I know I can't afford to be a single mom, but I think I'll feel more free dating afterwards knowing that the rest of it is out of my hands.

You can’t afford student loans that you yourself took out, what makes you think you’re responsible enough to parent? Are you going to depend on the taxpayer for most of that, too?

-paid my student loans in full

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm a single fed, mid-30s freezing my eggs only due to savings accrued during the student loan forbearance since 2020. I have no insurance coverage or family financial support. I live in a dingy basement apartment that I hate, but lets me save money to do this. Hopefully, I'll meet someone and never have to use the eggs, but if I have a son I may just have to name him Joe to thank Biden for the forbearance.

God help you.

Thanks! Feeling pretty good going into it with my lab results. I have a solid income, 6-month emergency fund, job security, and fortunately can do this without breaking the bank specifically thanks to the student loan forbearance and living very frugally during the pandemic. I know so many mid-30something friends who either have already decided to never have children or are too afraid to think about it and look into it, so I think I've planned well and at the very least, I'll know I did everything I could to try and have the family I wanted, even if a pandemic and biology ultimately say it's not to be. I know I can't afford to be a single mom, but I think I'll feel more free dating afterwards knowing that the rest of it is out of my hands.

You can’t afford student loans that you yourself took out, what makes you think you’re responsible enough to parent? Are you going to depend on the taxpayer for most of that, too?

-paid my student loans in full

Get over yourself and check your privilege. You know nothing about this person's situation, the support they got, or the degrees they have.

-BA,MA,PhD paid my student loans in full and still in favor of debt relief
-

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm a single fed, mid-30s freezing my eggs only due to savings accrued during the student loan forbearance since 2020. I have no insurance coverage or family financial support. I live in a dingy basement apartment that I hate, but lets me save money to do this. Hopefully, I'll meet someone and never have to use the eggs, but if I have a son I may just have to name him Joe to thank Biden for the forbearance.

God help you.

Thanks! Feeling pretty good going into it with my lab results. I have a solid income, 6-month emergency fund, job security, and fortunately can do this without breaking the bank specifically thanks to the student loan forbearance and living very frugally during the pandemic. I know so many mid-30something friends who either have already decided to never have children or are too afraid to think about it and look into it, so I think I've planned well and at the very least, I'll know I did everything I could to try and have the family I wanted, even if a pandemic and biology ultimately say it's not to be. I know I can't afford to be a single mom, but I think I'll feel more free dating afterwards knowing that the rest of it is out of my hands.

You can’t afford student loans that you yourself took out, what makes you think you’re responsible enough to parent? Are you going to depend on the taxpayer for most of that, too?

-paid my student loans in full

Get over yourself and check your privilege. You know nothing about this person's situation, the support they got, or the degrees they have.

-BA,MA,PhD paid my student loans in full and still in favor of debt relief
-

I’m a first generation college graduate so sounds like you probably know more about “privilege” than me, but wtf does not knowing about this person’s degree have to do with whether or not they will be a responsible parent who can take care of their own kids? I mean yeah sure if you took out loans to get a degree in gender studies, life is probably going to be tough for you due to your IQ.

[Anonymous]

Health-Tourism.com

I have two friends who went international for their IVF. Both were successful and said that it was significantly less than US options.

One went to Thailand and the other to Estonia.

One has never discussed numbers but the other friend said in passing that meds & procedure was under $18k for TWO rounds. That's like $50k-75k in the US.

[Anonymous]

Hello,
I have been researching international options for over a year and have visited three clinics (one in Cancun, Mexico and 2 in Madrid, Spain), we ended up chasing one in Madrid and we are due to start our egg donor IVF procedure this summer.
It can be scary and confusing to go abroad but if you do your research carefully, read reviews, reports, and ask the right questions, as well as perhaps travel there before (one low-season RT ticket to Madrid or Greece can be bought for $500) it can be iife changing. We do not regret our choice - after a failed IVF with Dominion Fertility in VA, we decided to save our money and try abroad. The clinics we visited were all very professional, legitimate, and upfront about all our questions. Spain overall has the best ratings - also according to our doctors in the U.S. - because of their advanced techniques, high rates of successful IVF and price. I was told Greece, Check Republic and Portugal are good as well.
Good luck!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm a single fed, mid-30s freezing my eggs only due to savings accrued during the student loan forbearance since 2020. I have no insurance coverage or family financial support. I live in a dingy basement apartment that I hate, but lets me save money to do this. Hopefully, I'll meet someone and never have to use the eggs, but if I have a son I may just have to name him Joe to thank Biden for the forbearance.

God help you.

Thanks! Feeling pretty good going into it with my lab results. I have a solid income, 6-month emergency fund, job security, and fortunately can do this without breaking the bank specifically thanks to the student loan forbearance and living very frugally during the pandemic. I know so many mid-30something friends who either have already decided to never have children or are too afraid to think about it and look into it, so I think I've planned well and at the very least, I'll know I did everything I could to try and have the family I wanted, even if a pandemic and biology ultimately say it's not to be. I know I can't afford to be a single mom, but I think I'll feel more free dating afterwards knowing that the rest of it is out of my hands.

You can’t afford student loans that you yourself took out, what makes you think you’re responsible enough to parent? Are you going to depend on the taxpayer for most of that, too?

-paid my student loans in full

OP here. I serve the public because I love and care for others, whether I know them or not, and certainly whether they like me or not. You may not agree with my religion or values, but since you're worried about the burden to the taxpayer, I'm happy to assure you that I made a sound investment. I recently put myself through graduate school and took out a reasonable amount of loans, knowing that my income earning potential ensured I can pay them off even if PSLF options disappear. At the end of the day, I'm literally trying to birth a new taxpayer someday in a fiscally responsible way; just doing my part to help the low U.S. birth rate

Just curious - what would have said if I didn't mention I was a govt. employee with student loans? What makes some of us worthy and others not? Your reaction fascinates me.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm a single fed, mid-30s freezing my eggs only due to savings accrued during the student loan forbearance since 2020. I have no insurance coverage or family financial support. I live in a dingy basement apartment that I hate, but lets me save money to do this. Hopefully, I'll meet someone and never have to use the eggs, but if I have a son I may just have to name him Joe to thank Biden for the forbearance.

God help you.

Thanks! Feeling pretty good going into it with my lab results. I have a solid income, 6-month emergency fund, job security, and fortunately can do this without breaking the bank specifically thanks to the student loan forbearance and living very frugally during the pandemic. I know so many mid-30something friends who either have already decided to never have children or are too afraid to think about it and look into it, so I think I've planned well and at the very least, I'll know I did everything I could to try and have the family I wanted, even if a pandemic and biology ultimately say it's not to be. I know I can't afford to be a single mom, but I think I'll feel more free dating afterwards knowing that the rest of it is out of my hands.

You can’t afford student loans that you yourself took out, what makes you think you’re responsible enough to parent? Are you going to depend on the taxpayer for most of that, too?

-paid my student loans in full

Get over yourself and check your privilege. You know nothing about this person's situation, the support they got, or the degrees they have.

-BA,MA,PhD paid my student loans in full and still in favor of debt relief
-

OP here - Thanks, Doc! Congrats on your PhD! That's a huge accomplishment!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm a single fed, mid-30s freezing my eggs only due to savings accrued during the student loan forbearance since 2020. I have no insurance coverage or family financial support. I live in a dingy basement apartment that I hate, but lets me save money to do this. Hopefully, I'll meet someone and never have to use the eggs, but if I have a son I may just have to name him Joe to thank Biden for the forbearance.

God help you.

Thanks! Feeling pretty good going into it with my lab results. I have a solid income, 6-month emergency fund, job security, and fortunately can do this without breaking the bank specifically thanks to the student loan forbearance and living very frugally during the pandemic. I know so many mid-30something friends who either have already decided to never have children or are too afraid to think about it and look into it, so I think I've planned well and at the very least, I'll know I did everything I could to try and have the family I wanted, even if a pandemic and biology ultimately say it's not to be. I know I can't afford to be a single mom, but I think I'll feel more free dating afterwards knowing that the rest of it is out of my hands.

You can’t afford student loans that you yourself took out, what makes you think you’re responsible enough to parent? Are you going to depend on the taxpayer for most of that, too?

-paid my student loans in full

OP here. I serve the public because I love and care for others, whether I know them or not, and certainly whether they like me or not. You may not agree with my religion or values, but since you're worried about the burden to the taxpayer, I'm happy to assure you that I made a sound investment. I recently put myself through graduate school and took out a reasonable amount of loans, knowing that my income earning potential ensured I can pay them off even if PSLF options disappear. At the end of the day, I'm literally trying to birth a new taxpayer someday in a fiscally responsible way; just doing my part to help the low U.S. birth rate

Just curious - what would have said if I didn't mention I was a govt. employee with student loans? What makes some of us worthy and others not? Your reaction fascinates me.

OP is 42 with a partner who is starting IVF. You’re a single fed in your 30s freezing your eggs who hijacked OP’s post and is now claiming to be her? Get help.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm a single fed, mid-30s freezing my eggs only due to savings accrued during the student loan forbearance since 2020. I have no insurance coverage or family financial support. I live in a dingy basement apartment that I hate, but lets me save money to do this. Hopefully, I'll meet someone and never have to use the eggs, but if I have a son I may just have to name him Joe to thank Biden for the forbearance.

God help you.

Thanks! Feeling pretty good going into it with my lab results. I have a solid income, 6-month emergency fund, job security, and fortunately can do this without breaking the bank specifically thanks to the student loan forbearance and living very frugally during the pandemic. I know so many mid-30something friends who either have already decided to never have children or are too afraid to think about it and look into it, so I think I've planned well and at the very least, I'll know I did everything I could to try and have the family I wanted, even if a pandemic and biology ultimately say it's not to be. I know I can't afford to be a single mom, but I think I'll feel more free dating afterwards knowing that the rest of it is out of my hands.

You can’t afford student loans that you yourself took out, what makes you think you’re responsible enough to parent? Are you going to depend on the taxpayer for most of that, too?

-paid my student loans in full

OP here. I serve the public because I love and care for others, whether I know them or not, and certainly whether they like me or not. You may not agree with my religion or values, but since you're worried about the burden to the taxpayer, I'm happy to assure you that I made a sound investment. I recently put myself through graduate school and took out a reasonable amount of loans, knowing that my income earning potential ensured I can pay them off even if PSLF options disappear. At the end of the day, I'm literally trying to birth a new taxpayer someday in a fiscally responsible way; just doing my part to help the low U.S. birth rate

Just curious - what would have said if I didn't mention I was a govt. employee with student loans? What makes some of us worthy and others not? Your reaction fascinates me.

OP is 42 with a partner who is starting IVF. You’re a single fed in your 30s freezing your eggs who hijacked OP’s post and is now claiming to be her? Get help.

Lol whatever I mean that I was OP who was quoted by who I am assuming is you, my beloved Anon! Sorry I didn't use proper Interweb jargon while multitasking after a busy day; you know I try to schedule my every move around making randomly spiteful internet strangers happy.

xoxo,
the woman you hate for literally no reason