Do any dental plans cover braces?

[Anonymous]

We have DeltaDentalVA and it looks like they don't cover braces. Wondering what plans are out there that do and how much do they cover? DD is 9 and is going for a consult next week along with $300 for xrays/etc not covered by insurance.

[Anonymous]

Anonymous wrote:We have DeltaDentalVA and it looks like they don't cover braces. Wondering what plans are out there that do and how much do they cover? DD is 9 and is going for a consult next week along with $300 for xrays/etc not covered by insurance.

You're going to the wrong ortho. Many offer free consultations with free x rays. $300 just to tell you what needs to be done is outrageous.

Where are you? Maybe we can help with recommendations.

[Anonymous]

I have Delta Dental and it covered a little less than half of the cost.

[Anonymous]

Most dental plans only cover about $1000.
We ended up going with Merrifield Orthodontics as they required less down than other practices we visited, and we've been very happy so far.

[Anonymous]

I got free consultations with three orthodontists - one of them even did the X-rays for free and all offered quotes at the end of it so I could decide whether or not to use them. I think you end up paying more and waiting longer for the insurance than if you just put the money into an FSA. I don't know anyone who has used insurance for braces - everyone I know uses the FSA and/or pays out of pocket.

[Anonymous]

Ours covers $2500 ( it will pay 50% of the cost up to $2500). It is a United Concordia group plan through a big emp,oyer.

[Anonymous]

ok. what is FSA?

[Anonymous]

Flexible spending account

[Anonymous]

Metlife PPO covers with no waiting period. It's not the whole amount but it will help.

[Anonymous]

We have MetLife dental and the coverage is fairly good. We also used funds from our flexible spending account to cover the difference. Also I think you need to look for a different practice. We had 3 different consults and did not pay anything at the consults.

[Anonymous]

OP here - the consultation is free but the "diagnostic overview/X-rays" are $300 - this is in Silver Soring off of Cherry Hill rd

[Anonymous]

I think the plan coverage is dictated by your employer, so Delta Dental be fits may vary widely on that.

I had united Concordia when I worked for state government. No ortho coverage. I work for county government now and united Concordia covers $1,000.

[Anonymous]

Anonymous wrote:OP here - the consultation is free but the "diagnostic overview/X-rays" are $300 - this is in Silver Soring off of Cherry Hill rd

Um no. That is a rip off. Your dentist will do the diagnostic X-ray under your dental insurance and happy to share with ortho. Any ortho who charges you-- run!