Negotiate higher salary by ...

[Anonymous]

My spouse is in the midst of salary negotiations. He's on my employer's health insurance plan. Could he attempt to negotiate a higher salary by saying he'll save the company thousands by not being on their insurance plan?

[Anonymous]

OP,
What if you lost your job? Divorced? Died? (Sorry.) His staying on your plan is not certain.

[Anonymous]

I don't know but I always wonder the same thing. my husband has excellent insurance and I will not change (even though I change jobs b/c of my field much more frequently- he's been with the same employer for 20 years). I wonder if he could casually say something abut how the insurance isn't that important as he'll plan to stay on yours and then let them do the math during negotiations.

[Anonymous]

Under Obama care, an employer has to provide health care to all. It can not be negotiated away. At least that was what the HR told me on my first day, when I made a joke that they should pay me more because I saved them thousands in insurance.

[Anonymous]

Anonymous wrote:I don't know but I always wonder the same thing. my husband has excellent insurance and I will not change (even though I change jobs b/c of my field much more frequently- he's been with the same employer for 20 years). I wonder if he could casually say something abut how the insurance isn't that important as he'll plan to stay on yours and then let them do the math during negotiations.

My company gives a small break (50 bucks every two weeks?) If you waive coverage.

[Anonymous]

I think it depends a lot on the employer. I work for a large corporation and feel like this doesn't matter in the slightest. For a smaller organization, maybe it does?

[Anonymous]

I don't know what Obamacare now requires, but I do know people who have negotiate this. Why be "casual" - just ask.

[Anonymous]

My old employer offered a kickback if you took your spouses plan. It was trivial like the others ($1000/year).

[Anonymous]

Would he be willing to take the equivalent reduction in salary if circumstances change and you lose your coverage?

[Anonymous]

Anonymous wrote:My spouse is in the midst of salary negotiations. He's on my employer's health insurance plan. Could he attempt to negotiate a higher salary by saying he'll save the company thousands by not being on their insurance plan?

Employers don't buy insurance by the person - they buy it in bulk so you aren't saving them a lot.