If you got pre-approved or bought recently, what is your mortgage interest rate?

[Anonymous]

And when/which bank?

Thanks!

[Anonymous]

Anyone?

[Anonymous]

Got a 4% with $1000 closing credit and no fees. I got the rate online, but then several local banks matched it once I mentioned it. Just locked in last week.

[Anonymous]

Anonymous wrote:Got a 4% with $1000 closing credit and no fees. I got the rate online, but then several local banks matched it once I mentioned it. Just locked in last week.

how much did you put down?

[Anonymous]

Anonymous wrote:

Anonymous wrote:Got a 4% with $1000 closing credit and no fees. I got the rate online, but then several local banks matched it once I mentioned it. Just locked in last week.

how much did you put down?

At least 20%. The rates weren't as good if you put down less.

[Anonymous]

Bank of America, 30 year mortgage with a 10 year ARM, interest rate of 3.5%, 20% down. No points, APR is slightly lower than 3.5.

[Anonymous]

Anonymous wrote:Bank of America, 30 year mortgage with a 10 year ARM, interest rate of 3.5%, 20% down. No points, APR is slightly lower than 3.5.

BTW, this was a few weeks ago. I was told they could do 4.25% for a 30 year fixed rate.

[Anonymous]

30 year fixed at 4.5 - didn't put down 20%.

[Anonymous]

Anonymous wrote:30 year fixed at 4.5 - didn't put down 20%.

30-year fixed at 4.625% with all closing costs paid (plus a little extra).

[Anonymous]

Anonymous wrote:

Anonymous wrote:30 year fixed at 4.5 - didn't put down 20%.

30-year fixed at 4.625% with all closing costs paid (plus a little extra).

20% down.

[Anonymous]

30 year fixed at 4.5%. 20% down. Jumbo loan.

[Anonymous]

25% down at 4.5% but that was a couple of years ago. It might be lower now... but not sure.

[Anonymous]

2.8%, we are in Canada !

[Anonymous]

4% with 1% origination fee, PenFed, for a super jumbo, 20% down.

[Anonymous]

2.25. But you need to know how.