Insufficient Funds - But My Bank Covers it for me - Does it still show on Credit Report?
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Anonymous
| Crossed wires with DH. Insufficient funds, resulted in Bank shelling out 180 dollars to cover balance of check. They charged me penalty. So check gets processed. Does this still show on my credit report? |
Anonymous
| over draft fees? Never seen them on a credit report. But it will mess you up if you are trying to get approved for a mortgage. |
Anonymous
| No. And it will only affect you when trying to get approved for a mortgage if they are on your last few months of statements and actively seeking a mortgage at the moment. |