Insurance
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Anonymous
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Our car insurance carrier (Travelers) has jacked up our rates due to an accident that we claim was no-fault but they don't see it that way. Our 6 month rate would go from $774 (already high in my opinion) to $1,066 for a Honda Pilot and Infiniti G37. We also have our homeowners and an umbrella policy with them.
Can anyone recommend their insurance company? |
Anonymous
| We have GEICO, which I think is the same as Travelers for a lot of things (our auto is through Geico but our homeowners an umbrella is through Travelers) but I would talk to State Farm. The driver who hit my husband last year had them and they were immensely helpful. |
Anonymous
| woah! We have progressive and pay $340 every 6 months for two cars (a convertible and a newish VW). I'm pretty happy with them! We wouldn't file anything under our insurance though unless it was a bad accident. |
Anonymous
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We have several cars (ours & children's) and homeowner's on a State Farm policy which was the most affordable one for us with multi-vehicle and multi-line discounts that applied to having 3 or more cars. It was the cheapest we could find and they are very accomodating and helpful if we ever need something. But YMMV so get quotes from a bunch of companies.
If you start at Progressive they should give you rates for several other companies, not just theirs. Shop around. It pays off. |
Anonymous
| Just email or call every major company out there and go with the lowest rate. |
Anonymous
| Liberty Mutual. We bundle everything - cars, parents' home insurance, my renter's insurance. |
Anonymous
| Erie |
Anonymous
| Ours is over $1900 for one car. I would LOVE your rate! lol That being said I've found rates are highly individual. Just take a little time and get quotes. Nationwide offered great service and a great price for us a few years back. |
Anonymous
you must have a horrible driving record coupled with a rare sports car? |
Anonymous
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2 cars
Geico $98 a month |
Anonymous
That you park on the street in front of a crack house with the keys inside? |
Anonymous
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Besides driving records, I believe some insurance look at a hit list for highly stolen cars, it will most likely increase the cost. Toyotas and Hondas are listed on there. And where you live. If your intersections are close to the 'most dangerous/accident prone' intersections, it will go up as well.
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Anonymous
| Wow, thanks, OP, for this thread. I went and got a quote from another company just to check and it's much lower than what I pay now. So now I guess I call my current company and see if they can do better? |
Anonymous
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bump!
in similar scenario as OP with Travelers on auto rate getting jacked up after a no fault accident (have auto, umbrella, primary residence and second home with them) and going to shop around. any additional recs for insurance companies people are happy with (already shopped with State Farm, Geico...see mentions of Nationwide, Progressive, Liberty and Erie)... |
Anonymous
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We just left Travelers and went to Allstate. Moved car insurance, homeowners and an umbrella bundle over. It was much less expensive...shockingly so.
And we haven't even had an accident.... |