Life insurance for cancer survivors

[Anonymous]

Is this just impossible?

Trying to find some basic level of life insurance for DW (say, $250,000) who is a SAHM and a cancer survivor (9 years clear).

Tried to get it through my work (spousal coverage) but was denied based on the medical disclosures.

Any suggestions? Call a broker?

[Anonymous]

Check with your mortgage company

[Anonymous]

I have cancer, and can tell you, I am considered too high of a risk. I did find a company that would insure me....I was looking to a 500K policy, but it was $12s5K/yr, which is more than my take home salary.

For me, the cost is in line with my probable lifespan (30% chance of making 5 year)

[Anonymous]

Did you try for the higher amount as spousal coverage through work? My current and previous employers both allowed up to $50,000 in spousal coverage without any medical clearance/disclosures. Amounts beyond $50,000 required disclosures.

I realize you may need/want a higher amount, but this could be a good starting point if they allow the smaller amount. The cost should also be minimal.

[Anonymous]

Do you belong to AAA? I get life insurance offers from them all the time that do not require any medical disclosure if you are a member. Probably not the cheapest insurance out there, but if you're otherwise effectively barred, you may want to join.