Identity theft protection, worth it?

[Anonymous]

I've been thinking about this for a while. Only have 1 credit card/debit card through my bank and i check the statements pretty regularly and have never had any issues. But have heard stories of people being able to open credit cards in your name and use your social security number without your knowledge.

So is it worth it? Anyone use it? Or is checking your credit yearly enough?

[Anonymous]

I pull one of the three free credit reports every four months. While something could slip through the cracks for a few months I prefer the increased frequency, even though slightly more narrow in scope.

[Anonymous]

I used life lock for 2 years. I opened a new cc in my name and was never notified. Plus they didn't give me all 3 of my credit reports or the score. Was not worth it to me as an opened cc should have done something. What if it had been fraud?

[Anonymous]

Generally not worth it. Odds are that you'll get offered it for free at some point due to a data breach.