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Bills started coming in and we paid nearly a thousand out of pocket for the anesthesiologist, $1000 for the OB total and $3k for the hospital. Those were our shares.
Now we got another bill, nursery charges and some drugs and tests not covered by insurance. For $2500. $1600 of which is for putting baby in nursery as needed over 2 days. Wtf!!! Who knew that would not be covered. I did not read that anywhere in my health plan and the hospital is in network. Neither did the hospital staff say anything. Anyone else? |
| I say yay for the system teaching parents what's better for the baby |
| That is bazzare |
I had heavy blood loss and other complications , thanks for your kind words nonetheless. |
Where was DH? And you said "as needed". Did you change your mind? I had to take a few bags of blood after birth and I could not hold my baby for 2 days after birth because I was so weak and dizzy. DH put DC to my breast to nurse. My baby didn't go to the nursery. |
You are a judgemental jerk. Why are you comparing your birth story to someone else's? Is that really what you need to feel better about yourself? Op, the unexpected costs can be tough. I hope you have some savings so you don't have to struggle to pay them. Congratulations in your new LO!! |
OP changed her story. I call troll. |
Go argue with your insurance company. That is the first step. |
| For the first 30 hours after my last birth, I was confined to the bed on heavy drugs. I couldn't see my babies. It was not my choice. In fact, I was so upset I pulled my IV out because I wanted to go hold them. LOL. So, don't be so quick to judge Op. |
How is this relevant to the OP's question, which is about her bill? |
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Call and check, but I bet you anything it's a standard charge for everyone. We can't bill extra for actually using the nursery. It's considered the same care as your baby being in your room.
This doesn't apply if there were any major complications for baby you might not be thinking of. Any fast breathing for an hour or two that was watched or evaluation for infection? That could lead to a separate higher level |
| Definitely call your insurance - I got some ridiculous bill because a physicians assistant in the OR for my csection was out of network and it got dropped - I mean really? I was supposed to card everyone on the way into surgery? |
| Did you actually get EOB's from your insurance saying that you owe all the money, or just bills from providers? In my experience, providers often bill before any insurance adjustment is made. If you are seeing those amounts on your EOB's from the insurance company, you should definitely call. |
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Call and push back. Hospitals have "list prices" that are ridiculous. Insurance companies often pay as little as 10% of the list price for the same service. If it really isn't covered by your insurance policy, you should be able to get it reduced, by a lot.
And for the ridiculous pp, yes, sometimes moms have to use the nursery. We're not all FTMs - my dh had to be home helping with our son part of the time, I was suck in bed after a c-section, and yea, baby sometimes went to the nursery. Don't be an idiot. |
asshole |