How can I find out which credit unions I'm eligible to join?

[Anonymous]

I'm not in the military or in a union, so the obvious ones are out.

Is there any quick and easy way to know which ones I qualify for? I'm about to refinance and have heard that CUs often do a better job than large banks. Would appreciate recommendations!

[Anonymous]

Many credit unions have some sort of affiliate program that lets you join. For example Pen Fed lets you join if you become a member of a couple of non-profits that support troops/military families. It's a one time fee of $20 or so to join those organizations.

[Anonymous]

Check with neighborhood credit unions. Only criteria is to live in the county.

[Anonymous]

Here's a good source:

http://taxnerd.hubpages.com/hub/Anyone-Can-Join-a-Credit-Union-to-Save-Money-on-Credit-Cards-Loans

[Anonymous]

Here's another source. Put in where you work, zip code (of where you work or live) and it'll pull up credit unions you can join

http://www.creditunion.coop/

[Anonymous]

FYI, in my experience, most credit unions do not have the best mortgage rates (although Pen Fed and possible NASA are the exceptions).

[Anonymous]

Anonymous wrote:FYI, in my experience, most credit unions do not have the best mortgage rates (although Pen Fed and possible NASA are the exceptions).

PenFed is woefully behind on processing mortgage applications. I think my 60-day lock expires today and they only ordered the appraisals last week.