I've always thought a family of 4 was the perfect size (it's what DH and I both grew up with) and now I'm definitely sure of it. Money is part of it, but honestly more of it is about time - time to still devote to my career, my extended family, my hobbies, all of which would be wiped out with a third child. Also, I've realized I really enjoy getting a good night's rest and honestly with 3 I'm not sure that would ever happen, or at least not for a long long time. Plus overpopulation/environment is definitely a factor these days too.
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