Help with a Bill Collector

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:A typical ambulance will charge you $1000+ per person in the US and the Insurance companies will not pay. We had a situation several years ago where my wife and I were in an accident and were transported to the hospital. Same ambulance. They charged us $1000 EACH.

My FIL had to pay $1000 to be transported from an urgent care facility to ER (Reston area - 10 minute ride).

What did we do? In the first case, we tried arguing with the insurance company for months and eventually got them to pay one of the $1000 bills. We ended up paying the other.

In the second case, we asked them to take a hike since the bill was in my FIL's name and he was visiting from another country.

In your case, if the bill is in your son's name, ask them to take a hike. They will keep calling you for a while, maybe go to court and get a judgment on your son but that will eventually fall away after 7 years.

I'm not sure I understand this. He doesn't have to pay because he's from another country?

He cannot afford to pay any bills. We pay his. In this case, given the asshole nature of the system that takes advantage of people, we chose not to pay that bill. The company at best can print the bills and wipe their a**es with it. He doesn't have credit history in this country so not much they can do there..

Had it been more reasonable (along the lines of $2 - 300), I'd gladly pay. The medical industry in this country is nothing short of a legal mafia with the lawmakers supporting it in every way. I try to do my part in sticking it to them when I can.

The medical industry in this country..

Mexico? Bbb bbbut universsal healthcare is so great in other countries

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:What doesn't sound legit? The name of the company is MedEx Global. So let's say it's legit? Do I ignore them based on what Amex is saying?

No one here is going to be able to give you an answer. You signed an agreement down in Cancun that is possibly (probably) governed by Cancun law. Whether they will bother to sue you down there is one question, whether the contract as written is enforceable down there is another question and the most important question is whether they will be able (and willing) to obtain and enforce a judgment against you here in the states. That would be a ton of work to go through for a $1K bill.

They can’t ‘sue him’ in Cancun. He’s covered by AnerX- they would be the ones being sued and they would not be successful.
Just ignore them OP.

PP here and that is incorrect. Just because OP used a credit card as a form of payment does not absolve OP of the responsibility for paying the bill so the service provider can still sue OP down in Cancun although, as I noted above, they probably will not do so.

Depends on the company that provided the service, their terms or contract (fine print that says you will pay and if not it will go to court in a certain jurisdiction, etc). Assuming that most people that frequent that resort are americans, the company that provided the ambulance service may also be american with fine print that says all disputes will be resolved in a US state. They can sue and get a judgment against your son. However, this will stay on his credit for 7 years and they fall off. More than likely, he will not need to use his credit to buy a house or soemthing major during that time.

PP here and yes thats possible too. Also, the agreement OP signed may have said OP was a guarantor for the bill so potentially a judgment against OP too.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:A typical ambulance will charge you $1000+ per person in the US and the Insurance companies will not pay. We had a situation several years ago where my wife and I were in an accident and were transported to the hospital. Same ambulance. They charged us $1000 EACH.

My FIL had to pay $1000 to be transported from an urgent care facility to ER (Reston area - 10 minute ride).

What did we do? In the first case, we tried arguing with the insurance company for months and eventually got them to pay one of the $1000 bills. We ended up paying the other.

In the second case, we asked them to take a hike since the bill was in my FIL's name and he was visiting from another country.

In your case, if the bill is in your son's name, ask them to take a hike. They will keep calling you for a while, maybe go to court and get a judgment on your son but that will eventually fall away after 7 years.

I'm not sure I understand this. He doesn't have to pay because he's from another country?

He cannot afford to pay any bills. We pay his. In this case, given the asshole nature of the system that takes advantage of people, we chose not to pay that bill. The company at best can print the bills and wipe their a**es with it. He doesn't have credit history in this country so not much they can do there..

Had it been more reasonable (along the lines of $2 - 300), I'd gladly pay. The medical industry in this country is nothing short of a legal mafia with the lawmakers supporting it in every way. I try to do my part in sticking it to them when I can.

The medical industry in this country..

Mexico? Bbb bbbut universsal healthcare is so great in other countries

Drunk?

[Anonymous]

Why are you getting this bill rather than your son?