Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I have a friend who uses the ER over regular doctors or urgent care because her insurance is through her husband, who is a fed, and she wants the higher bills to get her deductible each year. Once she hits that deductible, everything is paid for. It's how she's gotten two elective surgeries in the past three years. Elective as in she didn't really need it, but she found a doc who would do it, not elective as in plastic surgery.
Seems like every other week she's doing a check-in and obligatory picture post of her daughter's hospital wristband. The last 4 ER trips on her timeline took place from 9/21 to now... DD slid down the stairs and her butt hurts, DD stabbed herself with her mechanical pencil and is pretty sure there's lead stuck in her, DD shut her finger in her locker, and DD fell playing basketball and may need stitches (spoiler alert - she just got steri-strips because it was a goddamn skinned knee!).
I'm having lunch with this friend next week and I can't wait to find out what surgery she's gearing up for this year. Usually she's posting for prayers and "People who have had ____ done, talk to me about recovery" messages around this time of year.
It always amazes me how self centered people like this have any friends at all.
OMG, Perfect representation of what sucks about Social Media!
That doesn't make any sense at all, the pp's friend. She's paying the same deductible whether it's all in one shot for unnecessary treatments or spread out over the year for things she actually needs.
Because in her mind she equates hitting the deductible as the goal and falling short of it as being a waste. Like, why pay X dollars in a year and get nothing else "free" out of it when I could strive to hit the goal and get x, y, and z covered for "free." She's also the type of person who will buy a $10 scracher ticket, win $5 and be excited she won even though she technically lost $5.
What started her "habit" was a few years ago she was having foot pain. Her primary told her it was her plantar fascia inflamed from years of heels and flip flops. She hated his suggestions of more supportive shoes and foot exercises and wanted a quick fix. She went to a specialist who saw she'd met her deductible that year (her kid actually was really sick that year and had several hospital admissions) and told her she was lucky because he'd do surgery and it'd cost her nothing.
Second surgery she got a bladder sling for "free" because she'd met her deductible. Her insurance has no co-insurance that she needs to pay after meeting whatever amount it is. I'd love to know that amount. It has to be sky-high. I feel bad for her DH who has to foot that high insurance.