Anonymous wrote:
Anonymous wrote:OP here. Really not a flame. But we do have plenty of small expenses that add up. I just checked and we spent more than 20k on amazon in a year. Many of those purchases were for things like diapers, but a lot was pretty frivolous.
You can very comfortably afford to live on your salary. Many people live comfortably on 1/2. If you cannot afford that mortgage, downsize. You can get rid of the nanny and go to day care. There is probably far more than you realize. It should not be 20K for diapers. That makes no sense.