| This is the main reason I've never legally married my partner. We actually had a small destination wedding in another country several years ago and call each other husband and wife, all our friends and family think of us as married, but for all legal purposes we are single -- we each get our own health insurance through work and for taxes I file as head of household and claim our kids, he files as single. We've done the math and being married would cost us about $15K a year in taxes. |
This is smart. Wish I had thought of that. I should have had my religious wedding, but not the county issued marriage license. DH makes a lot more than me and pulls me up several tax brackets upwards. I feel like I'm being robbed by being married. We have our own health insurance and such, there was no reason to be married legally. |
| I'm the PP who never legally married. The only drawback I can think of is if one of us died, we wouldn't qualify for Social Security survivor benefits. But our children would, maybe even enough that we'd reach the maximum for a family so being married wouldn't get us any more. I'm no expert on that, and we are in our 30s so the risk of this happening is pretty low. Plus, we both have life insurance policies that name each other as benefactors so we would be protected that way. |
not really |
| 2 can live more cheaply than 1, that's why the tax code hits 2 married people earning $100,000 harder than 2 single people earning $50000. |
So? When I was single I had a roommate and lived just as cheaply as I do now. The government shouldn't penalize people for being married. |
This was based on the old assumption that people got married rather than living together. Roommates are separate and just share rent not other expenses. Couples pool their resources and it is cheaper than maintaining two separate household or being jus roommates but the tax code only catches those who legally marry. |
| I think I've also read the tax code for married couples was structured with the idea that a higher earning man would be supporting a lower or non-earning wife. It's sexist, because it penalizes women earning a good wage. And now gay couples are getting married and hit, too. |
Yep. Welcome to Obama's country. Where you are subsidizing those that make less than you and have more kids. We all just need to get used to the idea that everyone must make around the same salary in this country - being too rich is just bad, bad, bad so you must give some back so it all evens out. |
+100. I steer clear of them. What dumbasses. |
Is that immoral? |
| Pair your fair share. |
| I just every year sit down and crunch some numbers with a withholding calculator and decide how much to withhold on my W4 (sometimes it is zero exemptions + extra). You can also look into married filed separately, although there may be some reasons why it works out better to file jointly, depending on your situation. It's not really a big deal---there are other benefits to being married, like, for example, for my non-W2 employee husband to be on my employer health insurance. |
This was impacting us long before Obama took office. We've seen no change except our health insurance costs increase significantly. |
if your neighbor has 7 kids i can guarantee you she is working more than 10 hours per week. only 10 hours are paid. |