I did it! I finally have six months of savings in an emergency fund!

[Anonymous]

That's AWESOME! Good for you!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:We gave up on this once we realized it would be $90k locked up in cash.

Most of you are much more wealthy than us, are you really tying up $300k in HYSA?

This.

Invest it you idiots. Bread index funds. Global ones now like VXUS or VWO. You can make 15% a year.

You don’t understand the concept of emergency funds.

You don’t understand the concepts of inflation and dollar devaluation.

You still don’t understand the concept of emergency funds.

[Anonymous]

Good. Stop there and pivot to investments. You don't need any more cash sitting around losing value.