Full pay question

[Anonymous]

Anonymous wrote:So, if you do this (don’t fill out SSN, don’t fill out FAFSA etc) and your financial situation changes for later college years (like job loss, death /disability of earning parent, business closure etc) can you reapply for financial aid or is it ‘one and done’? Thx!

Depends on the school. Read the fine print. (But also, odds are that business would have to not just close but go bankrupt and drag you into bankruptcy with it. If you have assets, the colleges will want them no matter how low your income.)

[Anonymous]

Anonymous wrote:Isn’t most/all T20 privates need blind?

Yes, but people frequently don't know about need blind and what it means. Of course they should, and this is a good place to help them learn.

https://en.wikipedia.org/wiki/Need-blind_admission

[Anonymous]

Anonymous wrote:Isn’t most/all T20 privates need blind?

Yes, but they still have financial aid budgets to meet. They do this by algorithm, on the back end of the process, through their enrollment management consultant and the admission director. The lower level AOs are not involved in this part.

Parent education level, field of employment, census tract, and high school would be some of the factors that would go into the algorithm.

As a separate matter, some schools may run parents through DonorSearch types of databases, to see if any of the families are potential big donors with a prior track record of giving, but that is more typical after enrollment than before. A few schools might do it before. The people flagged in this process would be at a level of wealth beyond mere full pay.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Isn’t most/all T20 privates need blind?

Yes, but they still have financial aid budgets to meet. They do this by algorithm, on the back end of the process, through their enrollment management consultant and the admission director. The lower level AOs are not involved in this part.

Parent education level, field of employment, census tract, and high school would be some of the factors that would go into the algorithm.

As a separate matter, some schools may run parents through DonorSearch types of databases, to see if any of the families are potential big donors with a prior track record of giving, but that is more typical after enrollment than before. A few schools might do it before. The people flagged in this process would be at a level of wealth beyond mere full pay.

Do you have evidence to support this claim? This is contrary to what every need blind college claims. I have never seen direct evidence by any of the current and former thousands of need blind AOs, including he ones that have written tell-all books. And the ones I have spoken to personally.

My strong belief is that need blind means exactly that and the vast majority of colleges, at a minimum.

[Anonymous]

I’ve heard schools prioritize based on need aware for waitlist

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Isn’t most/all T20 privates need blind?

Yes, but they still have financial aid budgets to meet. They do this by algorithm, on the back end of the process, through their enrollment management consultant and the admission director. The lower level AOs are not involved in this part.

Parent education level, field of employment, census tract, and high school would be some of the factors that would go into the algorithm.

As a separate matter, some schools may run parents through DonorSearch types of databases, to see if any of the families are potential big donors with a prior track record of giving, but that is more typical after enrollment than before. A few schools might do it before. The people flagged in this process would be at a level of wealth beyond mere full pay.

Do you have evidence to support this claim? This is contrary to what every need blind college claims. I have never seen direct evidence by any of the current and former thousands of need blind AOs, including he ones that have written tell-all books. And the ones I have spoken to personally.

My strong belief is that need blind means exactly that and the vast majority of colleges, at a minimum.

PP. Need blind means the individual's financial need is not considered in admissions, that admissions does not have access to financial aid forms.

Without considering proxies for finances in the aggregate, via algorithm, there would be no way to make budget.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Isn’t most/all T20 privates need blind?

Yes, but they still have financial aid budgets to meet. They do this by algorithm, on the back end of the process, through their enrollment management consultant and the admission director. The lower level AOs are not involved in this part.

Parent education level, field of employment, census tract, and high school would be some of the factors that would go into the algorithm.

As a separate matter, some schools may run parents through DonorSearch types of databases, to see if any of the families are potential big donors with a prior track record of giving, but that is more typical after enrollment than before. A few schools might do it before. The people flagged in this process would be at a level of wealth beyond mere full pay.

Do you have evidence to support this claim? This is contrary to what every need blind college claims. I have never seen direct evidence by any of the current and former thousands of need blind AOs, including he ones that have written tell-all books. And the ones I have spoken to personally.

My strong belief is that need blind means exactly that and the vast majority of colleges, at a minimum.

PP. Need blind means the individual's financial need is not considered in admissions, that admissions does not have access to financial aid forms.

Without considering proxies for finances in the aggregate, via algorithm, there would be no way to make budget.

Again I ask what is your evidence for that second paragraph? I do know what need blind means quite well.

[Anonymous]

Anonymous wrote:Schools care most about full pay in the later rounds like RD/deferral or waitlist. They don't consider it much in ED/ED2 and focus on those rounds to get their FG/LI stars in.

We are full pay.
2 of my children ED'd at schools that were a "Reach" and were accepted.
No hooks other than Full Pay

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Isn’t most/all T20 privates need blind?

Yes, but they still have financial aid budgets to meet. They do this by algorithm, on the back end of the process, through their enrollment management consultant and the admission director. The lower level AOs are not involved in this part.

Parent education level, field of employment, census tract, and high school would be some of the factors that would go into the algorithm.

As a separate matter, some schools may run parents through DonorSearch types of databases, to see if any of the families are potential big donors with a prior track record of giving, but that is more typical after enrollment than before. A few schools might do it before. The people flagged in this process would be at a level of wealth beyond mere full pay.

Do you have evidence to support this claim? This is contrary to what every need blind college claims. I have never seen direct evidence by any of the current and former thousands of need blind AOs, including he ones that have written tell-all books. And the ones I have spoken to personally.

My strong belief is that need blind means exactly that and the vast majority of colleges, at a minimum.

PP. Need blind means the individual's financial need is not considered in admissions, that admissions does not have access to financial aid forms.

Without considering proxies for finances in the aggregate, via algorithm, there would be no way to make budget.

Again I ask what is your evidence for that second paragraph? I do know what need blind means quite well.

“It is difficult to get a man to understand something when his salary” — or in this case, his conviction of his own children’s superiority — “depends upon his not understanding it.”

[Anonymous]

Anonymous wrote:So, if you do this (don’t fill out SSN, don’t fill out FAFSA etc) and your financial situation changes for later college years (like job loss, death /disability of earning parent, business closure etc) can you reapply for financial aid or is it ‘one and done’? Thx!

Read the fine print. At many schools you can't apply second year regardless of circumstances. College counselors will recommend that if there is any chance that you'll need aid at any point in time then you should apply year one.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:At first instinct I wanted to criticize OP, but why shouldn't OP get a leg up on a full-pay international student? I'm starting to get really conservative on my views on this....

Foreigner here. But are you xenophobic, is the real question.

My kids are US citizens and we are ready to pay full price. My oldest got merit aid. My second is still in high school, so we'll see.

Please don't dump on international families, thank you. They bring a diverse cultural viewpoint to American universities and a lot of them pay full price whether it's US tuition or international tuition.

NP. Your kids are not international applicants.

They are not, but I take offense at PP's remark that international applicants are somehow less desirable than anyone else. That's hate speech. Since my kids are dual citizens and I do not have American citizenship, I feel targeted.

As my great uncle (also a second generation American) would say, "I wish I had such tsuris."

He sound amazing. I wish I had such a 'great' great uncle!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Isn’t most/all T20 privates need blind?

Yes, but they still have financial aid budgets to meet. They do this by algorithm, on the back end of the process, through their enrollment management consultant and the admission director. The lower level AOs are not involved in this part.

Parent education level, field of employment, census tract, and high school would be some of the factors that would go into the algorithm.

As a separate matter, some schools may run parents through DonorSearch types of databases, to see if any of the families are potential big donors with a prior track record of giving, but that is more typical after enrollment than before. A few schools might do it before. The people flagged in this process would be at a level of wealth beyond mere full pay.

Do you have evidence to support this claim? This is contrary to what every need blind college claims. I have never seen direct evidence by any of the current and former thousands of need blind AOs, including he ones that have written tell-all books. And the ones I have spoken to personally.

My strong belief is that need blind means exactly that and the vast majority of colleges, at a minimum.

PP. Need blind means the individual's financial need is not considered in admissions, that admissions does not have access to financial aid forms.

Without considering proxies for finances in the aggregate, via algorithm, there would be no way to make budget.

Again I ask what is your evidence for that second paragraph? I do know what need blind means quite well.

“It is difficult to get a man to understand something when his salary” — or in this case, his conviction of his own children’s superiority — “depends upon his not understanding it.”

“It is difficult to get a person to answer a question when they have no evidence to support their claim “.

Bonus: full on ad hominem.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Schools care most about full pay in the later rounds like RD/deferral or waitlist. They don't consider it much in ED/ED2 and focus on those rounds to get their FG/LI stars in.

We are full pay.
2 of my children ED'd at schools that were a "Reach" and were accepted.
No hooks other than Full Pay

These are most likely need aware EDs or outside of the popular T30s

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Isn’t most/all T20 privates need blind?

Yes, but they still have financial aid budgets to meet. They do this by algorithm, on the back end of the process, through their enrollment management consultant and the admission director. The lower level AOs are not involved in this part.

Parent education level, field of employment, census tract, and high school would be some of the factors that would go into the algorithm.

As a separate matter, some schools may run parents through DonorSearch types of databases, to see if any of the families are potential big donors with a prior track record of giving, but that is more typical after enrollment than before. A few schools might do it before. The people flagged in this process would be at a level of wealth beyond mere full pay.

Do you have evidence to support this claim? This is contrary to what every need blind college claims. I have never seen direct evidence by any of the current and former thousands of need blind AOs, including he ones that have written tell-all books. And the ones I have spoken to personally.

My strong belief is that need blind means exactly that and the vast majority of colleges, at a minimum.

PP. Need blind means the individual's financial need is not considered in admissions, that admissions does not have access to financial aid forms.

Without considering proxies for finances in the aggregate, via algorithm, there would be no way to make budget.

Again I ask what is your evidence for that second paragraph? I do know what need blind means quite well.

Google enrollment management consultant yield algorithm financial factors

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Isn’t most/all T20 privates need blind?

Yes, but they still have financial aid budgets to meet. They do this by algorithm, on the back end of the process, through their enrollment management consultant and the admission director. The lower level AOs are not involved in this part.

Parent education level, field of employment, census tract, and high school would be some of the factors that would go into the algorithm.

As a separate matter, some schools may run parents through DonorSearch types of databases, to see if any of the families are potential big donors with a prior track record of giving, but that is more typical after enrollment than before. A few schools might do it before. The people flagged in this process would be at a level of wealth beyond mere full pay.

Do you have evidence to support this claim? This is contrary to what every need blind college claims. I have never seen direct evidence by any of the current and former thousands of need blind AOs, including he ones that have written tell-all books. And the ones I have spoken to personally.

My strong belief is that need blind means exactly that and the vast majority of colleges, at a minimum.

PP. Need blind means the individual's financial need is not considered in admissions, that admissions does not have access to financial aid forms.

Without considering proxies for finances in the aggregate, via algorithm, there would be no way to make budget.

Again I ask what is your evidence for that second paragraph? I do know what need blind means quite well.

“It is difficult to get a man to understand something when his salary” — or in this case, his conviction of his own children’s superiority — “depends upon his not understanding it.”

“It is difficult to get a person to answer a question when they have no evidence to support their claim “.

Bonus: full on ad hominem.

The evidence is the existence of the entire industry of enrollment management, plus the fact that “need blind” schools routinely meet budget rather than going bankrupt. If you cared, you could watch some of the webinars that enrollment management companies use to sell their wares. Or, you could settle back into your warm bubble of stubborn incuriosity.