Anonymous wrote:I tried YNAB 10 years ago and was really frustrated by the fact that they hated credit cards. I don't want to use my debit card for anything, but YNAB at the time made categorizing credit card transactions really challenging. Has that gotten better? I think not since PP is talking about the credit card "float" which I assume is the period between when I charge something and pay it off.
It seems like YNAB folks fall into one of two camps: steep learning curve with lots of frustration or “it just clicks”.
YNAB doesn’t hate CCs and there are plenty of youtube videos now to explain the setup.
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