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Last year I switched to the MHBP Standard plan from 15 years with BCBS and I've been pleasantly surprised. I am not well- versed in these things so what matters to me was coverage and ease of use. Our doctors were covered (it's Aetna) and you can set up to pull copays automatically from your FSA, which is crucial for me. The only surprise was that you need to pay $50 to join the mail handlers union but I'm still far ahead of where I'd be given the premium difference. Worth a look! It was one of the ones that Consumer Checkbook recommended for my situation (2 kids, low needs) and I'm keeping it for next year.
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