Decent place to live on disability $150k

[Anonymous]

Anonymous wrote:

Anonymous wrote:They should move out of the country. Their QOL is going to be ultra low on $750/month regardless of where they live in this country.

What country accepts you as immigrant and gives you disability???

Does the US disability check stopes if you move to another country like Mexico?
Mexico will be cheaper with nice weather, food and people.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:They should move out of the country. Their QOL is going to be ultra low on $750/month regardless of where they live in this country.

What country accepts you as immigrant and gives you disability???

Does the US disability check stopes if you move to another country like Mexico?
Mexico will be cheaper with nice weather, food and people.

I believe so. It’s administered by the state you live in?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:They should move out of the country. Their QOL is going to be ultra low on $750/month regardless of where they live in this country.

What country accepts you as immigrant and gives you disability???

Does the US disability check stopes if you move to another country like Mexico?
Mexico will be cheaper with nice weather, food and people.

I believe so. It’s administered by the state you live in?

Yes they stop

https://www.bergerandgreen.com/faqs/can-social-security-disability-payments-be-continued-if-i-am-abroad/#:~:text=SSI%20helps%20those%20who%20have,you%20are%20in%20another%20country.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:They should move out of the country. Their QOL is going to be ultra low on $750/month regardless of where they live in this country.

What country accepts you as immigrant and gives you disability???

Does the US disability check stopes if you move to another country like Mexico?
Mexico will be cheaper with nice weather, food and people.

Don't know, but it's hard to believe that you would be caught. Cost of living in US is insane. I'd look to the Philippines or Colombia on that income, as 25k is a comfortable lifestyle for a single person in Colombia.

[Anonymous]

Anonymous wrote:Have a sibling who lives on disability, currently owns condo worth $190k, only receives SSI so no other assets or income. Unable to work.

We have no other family, so open to live anyplace with nicer neighborhoods, safety, decent housing stock.

Can’t live near us because it so expensive here. Would prefer no snow, lived in Raleigh for a while and loved that. But clearly too expensive.

Any other locations to consider? Moving is very hard. Condo is fine, but condo fees need to be limited since must fit in SSI income.

City in Ohio? Missouri?

SSI or SSDI, which is disability. SSI is a different program.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I'd be wary of a condo, since fees may increase over time to a degree which exceeds any corresponding annual COLA increase in income. Condos can also be subject to unplanned special assessments of almost any dollar amount. In other words, a condo entails more financial risk than some alternatives.

It may make more sense to buy something less expensive, e.g., a manufactured home on an inexpensive lot in a rural area, leaving some principal to be invested conservatively as an emergency fund. People on very constrained incomes can easily be in trouble if even a small unplanned or unanticipated expense arises, so consider setting aside a sum as a reserve instead of putting everything into housing.

As to where to move, most rural areas in most states are quite inexpensive. Proximity to larger towns/cities almost always means higher housing costs. With no need to commute to employment, it should be possible to find an affordable place quite distant from urban centers. Of course that also means distant from most amenities and conveniences, but with a limited budget and a limited income the tradeoff is necessary unless shared housing is an option.

You can't be on SSI and have an emergency fund. If you have more than 2k in assets (excluding home and a few other categories), you are ineligible for SSI

That is absolutely not true, but you have to set up an ABLE account to save money.
https://www.ablenrc.org/what-is-able/what-are-able-acounts/
"The first $100,000 in ABLE accounts would be exempted from the SSI $2,000 individual resource limit. If and when the ABLE account balance, when combined with other resources, exceeds $100,000 by the SSI resource limit, the beneficiary’s SSI cash benefit would be suspended. "

[Anonymous]

Here is a very cute little SFH for $150 in WV: https://www.zillow.com/homedetails/208-Dorcas-Ave-Beckley-WV-25801/23003963_zpid/

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:They should move out of the country. Their QOL is going to be ultra low on $750/month regardless of where they live in this country.

What country accepts you as immigrant and gives you disability???

Does the US disability check stopes if you move to another country like Mexico?
Mexico will be cheaper with nice weather, food and people.

I believe so. It’s administered by the state you live in?

SSI is not administered by states. It's done by the federal government through SSA.
And it does end if you move out of the US--even to Puerto Rico (interestingly, you can get SSI in the Northern Mariana Islands though! It's all based on the treaties territories had when they affiliated with the US).

SSDI is different, and can continue if a person moves out the US, with some limitations if they move to North Korea or Iraq or something.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'd be wary of a condo, since fees may increase over time to a degree which exceeds any corresponding annual COLA increase in income. Condos can also be subject to unplanned special assessments of almost any dollar amount. In other words, a condo entails more financial risk than some alternatives.

It may make more sense to buy something less expensive, e.g., a manufactured home on an inexpensive lot in a rural area, leaving some principal to be invested conservatively as an emergency fund. People on very constrained incomes can easily be in trouble if even a small unplanned or unanticipated expense arises, so consider setting aside a sum as a reserve instead of putting everything into housing.

As to where to move, most rural areas in most states are quite inexpensive. Proximity to larger towns/cities almost always means higher housing costs. With no need to commute to employment, it should be possible to find an affordable place quite distant from urban centers. Of course that also means distant from most amenities and conveniences, but with a limited budget and a limited income the tradeoff is necessary unless shared housing is an option.

You can't be on SSI and have an emergency fund. If you have more than 2k in assets (excluding home and a few other categories), you are ineligible for SSI

That is absolutely not true, but you have to set up an ABLE account to save money.
https://www.ablenrc.org/what-is-able/what-are-able-acounts/
"The first $100,000 in ABLE accounts would be exempted from the SSI $2,000 individual resource limit. If and when the ABLE account balance, when combined with other resources, exceeds $100,000 by the SSI resource limit, the beneficiary’s SSI cash benefit would be suspended. "

That is great. The change to onset by 46 will make them eligible

[Anonymous]

South Georgia has a lot of decent small towns with low priced homes.

[Anonymous]

City of alexandria has free busses, free food, free internet and affordable housing lots of vacant rentals right now.

[Anonymous]

Anonymous wrote:City of alexandria has free busses, free food, free internet and affordable housing lots of vacant rentals right now.

What is the requirements to get it ?