Best tips for saving money

[Anonymous]

Anonymous wrote:Treat it like a bill and pay that bill first!

This is the whole thing. It worked when I had $25 to put to this bill and it works with $2k to put to it. The key is to do it. FIRST.

The only other thing that comes close is shaving a small percentage off big expenses (vs trying to outright cut lots of small ones). Same dollars, way less pain. Then add it to the budgeted saving amount.

[Anonymous]

Don't go into stores use what you have and when you run out of things ask yourself if you really need to replace it it's been very freeing to do that we can live with a lot less than we thought we could when we keep everything simple like that. Dissect your bills and where you money is going see what you can easily trim.

[Anonymous]

Write down the top 50 things you buy and know their lowest prices. Doesn't mean you should drive all over the town looking for the best price. Knowing them and doing your best is already good start. I drink about 5 half gallons of 2 % milk a month. The lowest price is $2.29 if I'm not mistaken at TJ's. My usual go to store, Giant, sells it for $2.89 I think. That's $36 difference a year. Buying a gallon would be cheaper, but it didn't work for me somehow.
Stop buying clothes. Most grownups have enough clothes and crap. They are not going anywhere, they make more of it.
I actually ended up writing down all the things I wanted to buy suddenly (urge, was bored, thought I got a bright idea), but didn't. Saved myself from buy a tv.
I also called my phone company and asked to have a code so I can transfer to another. They gave me $50 off for a month, and I did end up lowering my bill by $15.
Stop spending mindlessly, but more than spending, try to make more by picking up a part time job. It will keep you from having too much free time to shop.
Only you know your personal situation. I have tailored to mine and it works well for me. Most things people write about in frugal blogs don't concern me at all. I love to learn know new tips, but they are hard to come by after years of knowing and doing most.

[Anonymous]

Anonymous wrote:Write down the top 50 things you buy and know their lowest prices. Doesn't mean you should drive all over the town looking for the best price. Knowing them and doing your best is already good start. I drink about 5 half gallons of 2 % milk a month. The lowest price is $2.29 if I'm not mistaken at TJ's. My usual go to store, Giant, sells it for $2.89 I think. That's $36 difference a year. Buying a gallon would be cheaper, but it didn't work for me somehow.
Stop buying clothes. Most grownups have enough clothes and crap. They are not going anywhere, they make more of it.
I actually ended up writing down all the things I wanted to buy suddenly (urge, was bored, thought I got a bright idea), but didn't. Saved myself from buy a tv.
I also called my phone company and asked to have a code so I can transfer to another. They gave me $50 off for a month, and I did end up lowering my bill by $15.
Stop spending mindlessly, but more than spending, try to make more by picking up a part time job. It will keep you from having too much free time to shop.
Only you know your personal situation. I have tailored to mine and it works well for me. Most things people write about in frugal blogs don't concern me at all. I love to learn know new tips, but they are hard to come by after years of knowing and doing most.

FYI, half gallons are $1.68 at Aldi and $1.74 at Walmart. I only buy half gallons because my kids seem to drink it slower that way.

[Anonymous]

Use free resources- the public libary for reading materials, magazines, etc. - small thing but I read a lot and save a bunch this way.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Write down the top 50 things you buy and know their lowest prices. Doesn't mean you should drive all over the town looking for the best price. Knowing them and doing your best is already good start. I drink about 5 half gallons of 2 % milk a month. The lowest price is $2.29 if I'm not mistaken at TJ's. My usual go to store, Giant, sells it for $2.89 I think. That's $36 difference a year. Buying a gallon would be cheaper, but it didn't work for me somehow.
Stop buying clothes. Most grownups have enough clothes and crap. They are not going anywhere, they make more of it.
I actually ended up writing down all the things I wanted to buy suddenly (urge, was bored, thought I got a bright idea), but didn't. Saved myself from buy a tv.
I also called my phone company and asked to have a code so I can transfer to another. They gave me $50 off for a month, and I did end up lowering my bill by $15.
Stop spending mindlessly, but more than spending, try to make more by picking up a part time job. It will keep you from having too much free time to shop.
Only you know your personal situation. I have tailored to mine and it works well for me. Most things people write about in frugal blogs don't concern me at all. I love to learn know new tips, but they are hard to come by after years of knowing and doing most.

It was 1.29 in Lidle but I don't have one near me and it expiration date was too close, February 1.
FYI, half gallons are $1.68 at Aldi and $1.74 at Walmart. I only buy half gallons because my kids seem to drink it slower that way.

[Anonymous]

Anonymous wrote:Know where your money is going now: use one of those free budget tools (Mint) to see how much you are spending on what. It's super easy to link it to your accounts and let it automatically categorize your spending (you can fuss with the categories if you want to be more precise).

"I can't believe we spent $2k on Amazon this month."
"We're spending $250/month on subscriptions"
"It might not be worth it to spend $70k on a new electric car to save $250/month on gas for a car that is running just fine."
"Are we really spending more on clothes/shoes/hair than groceries? Yes, yes we are"

It all goes back to a college experiment where one of our profs challenged us to stack up our empty drink containers in our room for a semester.

When you look at the piles of what you drink/spend, it opens your eyes.

There. Fixed it for you.

[Anonymous]

Anonymous wrote:[

It was 1.29 in Lidle but I don't have one near me and it expiration date was too close, February 1.

Lidl is terrible with short-dating their dairy. Such a pity, because I would shop there more often if they didn’t. My waistline is grateful tho- their fresh baked goods are too tempting by half. Between the egg tarts and the baguettes, I’d be berliner shaped within the year

[Anonymous]

Anonymous wrote:To the PP who asked about my verizon account. I called and told them I was going to leave and go to another carrier and suddenly my bill was $30 less a month.

Ooh interesting. I've been tempted to switch to Visible because I'm annoyed by my Verizon bill. Maybe I should try calling first.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm cutting out Amazon because its way too easy to buy something I don't really need. Yes they have good deals on there, but I think the impulse purchases end up offsetting any savings for other things. I think the same thing about Costco.

Get some therapy to figure out why you need to buy things you don't need. It's probably something in your childhood that you are not even aware of.

You need to stop it. https://www.youtube.com/watch?v=Ow0lr63y4Mw

Or I am just susceptible to the nonstop marketing that is pushed on me on facebook and instagram. I don't think I need to pay for therapy to figure out why I am spending a lot of money on Amazon, I just need to make a conscious decision to cut out useless spending. Changing my weekly grocery shopping from Harris Teeter to Aldi and cutting out Amazon has made a big difference so far!

How about deleting the insta/fb apps to help with the urge to buy?