Nugget of wisdom

[Anonymous]

I would tell my adult kids to only charge amounts on credit cards that you can pay off within a month. Keeping your debt down to maybe a car payment and possibly a mortgage can make a big difference in the choices you have in life.

[Anonymous]

To have a friend, be a friend.

We all have regrets. We all make mistakes. Learn from them and move forward.

[Anonymous]

Anonymous wrote:

Anonymous wrote:
Pick fields that you really want to work in, because there's nothing more miserable than doing something you hate. Even if it means a lower salary...

... because wealth doesn't need to come from salary, it can come from early investments. This happened to us, and it's the only reason we have the lifestyle we have.

Eh, pick fields you don’t mind that pay well. Lots of people chase after passions that don’t pay the bills. Not talking about dreams where you could make it. But working nonprofit forever or being a teacher forever, even if you love it, is going to be tough, especially if you don’t marry a high earner.

Uh….

[Anonymous]

Anonymous wrote:

Anonymous wrote:I can't choose between these two:

1) notice

Please elaborate!

I meant be present, don't take things for granted, look with clear eyes at the people around you, see the beauty in our world.

Thanks for the nudge to clarify . . .and thanks to OP for starting this thread.

[Anonymous]

In general: think long term ,

Two specific examples -

1. Don’t take your job too seriously. Don’t be loyal to a company or plan to stay at first jobs more than a few years. Move in order to network, get different experiences, etc. Don’t make big decisions on little variables (I.e. choose a job over another JUST because it pays $10k more today; that other job could provide more in the long run)

2.if you want kids…. Don’t wait to have kids just because you THINK you can’t afford to. There is no perfect time. You put it off for work, time, travel, etc… when there are so many more variables. (Fir example, not having a kid so you don’t have to pay more for insurance, so you can take 2 week vacation on the next 12 months, “kids ar expensive”, etc)

[Anonymous]

Life is a jungle gym, not a ladder

[Anonymous]

Anonymous wrote:

2.if you want kids…. Don’t wait to have kids just because you THINK you can’t afford to. There is no perfect time. You put it off for work, time, travel, etc… when there are so many more variables. (Fir example, not having a kid so you don’t have to pay more for insurance, so you can take 2 week vacation on the next 12 months, “kids ar expensive”, etc)

I disagree. Being a parent is a huge ling term responsibility which shouldn't be taken lightly.

[Anonymous]

*long

[Anonymous]

80% of success is just showing up. Even in fields that require talent, it’s amazing how often people don’t show up for opportunities.

[Anonymous]

Anonymous wrote:Get to know God.

+1

[Anonymous]

Always have a plan B.

[Anonymous]

Get Out There. Join a club or a team because it will give you an activity and some friends or at least friendly acquaintances. Those relationships will ripple out and give you a social network. Investing in friendships now, in college, pays dividends forever, truly forever.

Show Up, five minutes early if possible.

Be Present: Always look people in the eye. Offer a firm handshake. Show up on time. Help out. Be present. Pay attention to those around you.

Find a Constant: Find something to hold on to, something you can carry with you as you make changes in your life, many of which are frightening or intimidating. It might be running, dance, your workout, or something else entirely. Regardless of what your constant is, you should practice making it as routine as brushing your teeth. It will give you stability when everything else is changing.

[Anonymous]

80% of success is showing up. I’m amazed by how true this is. Even if fields where talent matters a lot.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:
Pick fields that you really want to work in, because there's nothing more miserable than doing something you hate. Even if it means a lower salary...

... because wealth doesn't need to come from salary, it can come from early investments. This happened to us, and it's the only reason we have the lifestyle we have.

Eh, pick fields you don’t mind that pay well. Lots of people chase after passions that don’t pay the bills. Not talking about dreams where you could make it. But working nonprofit forever or being a teacher forever, even if you love it, is going to be tough, especially if you don’t marry a high earner.

Uh….

I would support my kids in anything they do. But they should go into it with eyes open. If they want to live in NYC, not worry about money, then they should go into those fields with eyes open. If you don’t have family money or marry rich, you’ll do best living in an exurb or cheaper areas of the country. 50k may seem like a lot after college but if there is little increase in salary, it is hard to support a family or have luxuries on that income. That’s the truth; I’m not making judgments about it or saying it should be that way.

[Anonymous]

Never to tolerate unsolicited advice from meddling people.