Well paid government employees who can't afford a one or two week shutdown

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Oh and if we use our emergency savings then what happens if there is an emergency? We are both working without pay. It is very stressful there is no end in sight. So as mentioned several times in this thread stop worrying about other peoples’ money and have some compassion. There is no end in sight. Shocker most people don’t work for free and have indefinite savings, even those smug ones in the private sector. For what it’s worth in 2013 my student loans were $900 a month. Paid off now and replaced by tuition and college savings and medical bills.

This doesn't make any sense. If you cant use your emergency fund when you lose your pay, then... its not an emergency fund. If it cant cover your monthly expenses, including surprise expense, then its not a big enough emergency fund. So you are someone who doesn't have an emergency fund.

And yes, I do judge that. It’s a basic tenant of being an adult. All of your bills means you need a higher savings fund. That isnt anyone elses fault but your own.

You’re a bit stupid, right?

The word you wanted was “tenet.”

A tenant is a person who rents property.

And no, that wasn’t a autocorrect or typo. You just used the incorrect word.

Because you are bloody stupid.

I used the wrong word, but I am smart enough to have savings and have never lived paycheck to paycheck, so Ill take that over your auto correct skills!

Oh honey. Bless your heart.

[Anonymous]

Only a 3 months savings with no kids? Wow that's nothing. You need to do better too.

[Anonymous]

Anonymous wrote:My first Job at the govt workers decided to force a merger on us or shut is down. Our choice was fire 18,000 people or layoff 6,000 the regulators seemed giddy and comments like should have worked for us we have job security. I saw them shut down Drexel a few years later at 60 Broad street with a stunned building of unemployed people no severance, they padlocked my friends Japanese bank, bankrupted friends company when they did not get FDA approval and in 2008 shutdowns down companies like crazy and were dancing in delight. So what if a million people lost their jobs who cares.

Now they want people to be sympathetic, we are not. Feds are the mafia stealing and taking their cut and the house always wins.

I support military, air traffic controllers even guy who mows the lawn at the national monument. But the crooked folks sitting at home nothing collecting big paychecks should all be fired no severance. Like Lehman Brothers.

So you worked for an insolvent private company and the federal government approved a merger with a solvent company which saved 67% of the jobs that would otherwise have been lost, and your issue is with the government regulators? Idiocracy indeed.

[Anonymous]

Anonymous wrote:Our military deserves better than the guy stealing their monies and putting them on the street.

Republicans hate the US.

But they sure do love themselves some Freedom Fries, Kid Rock, guns, school vouchers, starving kids, expensive healthcare and Jesus.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Our military deserves better than the guy stealing their monies and putting them on the street.

Republicans hate the US.

But they sure do love themselves some Freedom Fries, Kid Rock, guns, school vouchers, starving kids, expensive healthcare and Jesus.

+1

[Anonymous]

Anonymous wrote:

Anonymous wrote:My guess is 2 big expenses
-housing
-student loans
J
And lack of generational wealth. Granny didn’t leave a nest egg.

People who became Feds largely come from LMC and working class backgrounds, they were drawn to the stability after generations of plant closures and layoffs and hard times.

+1 I don’t know how feds became supervillains. A lot of them are former military, or come from Lower income homes that are risk averse. The same goes for most public service fields like teaching and social work, low paying safe and stable jobs is the dream for a lot of people. It’s also less discriminatory of the college you attended.

[Anonymous]

Anonymous wrote:My first Job at the govt workers decided to force a merger on us or shut is down. Our choice was fire 18,000 people or layoff 6,000 the regulators seemed giddy and comments like should have worked for us we have job security. I saw them shut down Drexel a few years later at 60 Broad street with a stunned building of unemployed people no severance, they padlocked my friends Japanese bank, bankrupted friends company when they did not get FDA approval and in 2008 shutdowns down companies like crazy and were dancing in delight. So what if a million people lost their jobs who cares.

Now they want people to be sympathetic, we are not. Feds are the mafia stealing and taking their cut and the house always wins.

I support military, air traffic controllers even guy who mows the lawn at the national monument. But the crooked folks sitting at home nothing collecting big paychecks should all be fired no severance. Like Lehman Brothers.

To be clear, your beef is with FDIC closing insolvent banks and the FDA rejecting drugs that didn’t pass clinical trials?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My guess is 2 big expenses
-housing
-student loans
J
And lack of generational wealth. Granny didn’t leave a nest egg.

People who became Feds largely come from LMC and working class backgrounds, they were drawn to the stability after generations of plant closures and layoffs and hard times.

+1 I don’t know how feds became supervillains. A lot of them are former military, or come from Lower income homes that are risk averse. The same goes for most public service fields like teaching and social work, low paying safe and stable jobs is the dream for a lot of people. It’s also less discriminatory of the college you attended.

I worked a couple jobs in the private sector, before becoming a fed. Stability and benefits are what attracted me. My salary was about the same, regardless of private or public sector job.

[Anonymous]

Many Americans live beyond their means. It’s the American nightmare.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Our military deserves better than the guy stealing their monies and putting them on the street.

Republicans hate the US.

But they sure do love themselves some Freedom Fries, Kid Rock, guns, school vouchers, starving kids, expensive healthcare and Jesus.

They hate Jesus like they hate women. They just love what they can get while giving nothing in return.

[Anonymous]

Anonymous wrote:Many Americans live beyond their means. It’s the American nightmare.

I honestly think the poor financial education is purposeful. The economy would fall off a cliff if every American decided to stop buying crap and live frugally.

[Anonymous]

Anonymous wrote:Many Americans live beyond their means. It’s the American nightmare.

This. Our standard of living is absurdly high.

I'm 50 and growing up, I didn't want for much. My kids, raised on middle income, maybe upper middle income, have REALLY never wanted for anything. Sometimes I feel like a failure in this regard. My kids are somewhat spoiled, but compared to other kids, they fall in the middle.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Many Americans live beyond their means. It’s the American nightmare.

This. Our standard of living is absurdly high.

I'm 50 and growing up, I didn't want for much. My kids, raised on middle income, maybe upper middle income, have REALLY never wanted for anything. Sometimes I feel like a failure in this regard. My kids are somewhat spoiled, but compared to other kids, they fall in the middle.

It's not a failure to want a better life for your kids in every way possible.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Oh and if we use our emergency savings then what happens if there is an emergency? We are both working without pay. It is very stressful there is no end in sight. So as mentioned several times in this thread stop worrying about other peoples’ money and have some compassion. There is no end in sight. Shocker most people don’t work for free and have indefinite savings, even those smug ones in the private sector. For what it’s worth in 2013 my student loans were $900 a month. Paid off now and replaced by tuition and college savings and medical bills.

This doesn't make any sense. If you cant use your emergency fund when you lose your pay, then... its not an emergency fund. If it cant cover your monthly expenses, including surprise expense, then its not a big enough emergency fund. So you are someone who doesn't have an emergency fund.

And yes, I do judge that. It’s a basic tenant of being an adult. All of your bills means you need a higher savings fund. That isnt anyone elses fault but your own.

You’re a bit stupid, right?

The word you wanted was “tenet.”

A tenant is a person who rents property.

And no, that wasn’t a autocorrect or typo. You just used the incorrect word.

Because you are bloody stupid.

I used the wrong word, but I am smart enough to have savings and have never lived paycheck to paycheck, so Ill take that over your auto correct skills!

Oh honey. Bless your heart.

+1. DP who doesn't need autocorrect to write English.

[Anonymous]

I get what you are saying, OP. They say they have no money saved, but then spend on dinner and going out.

That defies logic.

I had a cousin like this. Her mom worked as a janitor, and she worked a menial PT job, but she would buy name brand bags and expensive cosmetics.

When I was not married and childless, getting paid $60K back in 1999, I still didn't buy those things, and I made sure I had 8 months of living expenses saved. I had already gone through one lay off. I never wanted to experience that pain of financial insecurity again.

Government workers should know that they can get furloughed. It's happened enough in the past 20+ years.