Which credit card with travel benefits/mileage do you like best?

[Anonymous]

DH and I travel a lot and would like to get a credit card that gives us either mileage or travel points. There are several cards out there - any thoughts on which ones are best (no or low annual fee, options for ways to use and apply points / miles, points and miles do not expire).

Have been looking at United's card since we like United. Any other suggestions?

[Anonymous]

We like Capital One for a bunch of reasons - very easy to use the rewards, and they are the ONLY card that doesn't charge you overseas fees when you make purchases abroad. If you travel a lot, like we do, this can be a deal breaker.

[Anonymous]

Hilton Honors from American Express. We rack up tons of points (enough to go anywhere in the world for about 4 weeks per year). Never had any difficulty redeeming points whenever/wherever we wanted.

[Anonymous]

Anonymous wrote:We like Capital One for a bunch of reasons - very easy to use the rewards, and they are the ONLY card that doesn't charge you overseas fees when you make purchases abroad. If you travel a lot, like we do, this can be a deal breaker.

That's not true-- here are 9 cards from Chase with no overseas transaction fee (including United)--

https://creditcards.chase.com/no-foreign-transaction-fee-credit-cards.aspx

I am thinking of getting the Chase Sapphire because I think it lets you convert reward points into miles with different airlines pretty easily. If I flew United regularly then I'd probably get a United card because I think they waive the luggage fee for cardholders.

[Anonymous]

p.s. note that some of those cards do have annual fees though- and some can be pricey.

[Anonymous]

If you go back and forth between NYC and DC., the Amtrak card is valuable.

[Anonymous]

Starwood AmEx.

[Anonymous]

We use Capital One because there is no international transaction fee and no annual fee. We get cash rewards and they are easy to redeem.

[Anonymous]

Anonymous wrote:

Anonymous wrote:We like Capital One for a bunch of reasons - very easy to use the rewards, and they are the ONLY card that doesn't charge you overseas fees when you make purchases abroad. If you travel a lot, like we do, this can be a deal breaker.

That's not true-- here are 9 cards from Chase with no overseas transaction fee (including United)--

https://creditcards.chase.com/no-foreign-transaction-fee-credit-cards.aspx

I am thinking of getting the Chase Sapphire because I think it lets you convert reward points into miles with different airlines pretty easily. If I flew United regularly then I'd probably get a United card because I think they waive the luggage fee for cardholders.

Um, the Chase Sapphire has a $95 annual fee - no thank you! I'm another Capital One person - no transaction fees abroad and no annual fee.

[Anonymous]

Anonymous wrote:Starwood AmEx.

+1. just used points for a free weekend away. Sometimes hotels have a cash/points option where you can use points to get a lower rate at the hotel.

[Anonymous]

We get cash back from Amex and MasterCard each year. Why do people use cards that give them miles in which they may or may not use when there are credit cards available which provide cash that can be saved or used to purchase anything including airline tickets.

[Anonymous]

Anonymous wrote:We get cash back from Amex and MasterCard each year. Why do people use cards that give them miles in which they may or may not use when there are credit cards available which provide cash that can be saved or used to purchase anything including airline tickets.

United is offering 30,000 miles for signing up for their card and $ to mile earnings. Our current credit card gives us cash back, but no where near as much cash as the value of the miles that United is offering.