Hidden Costs in Independent Living

[Anonymous]

Anonymous wrote:Op, don't go looking for reasons for them -not- to do this ~ you will thank us later

Not looking for a reason for them not to do this. Looking for expenses they aren't considering so they don't choose a place they can't actually afford.

[Anonymous]

Anonymous wrote:Your parents are giving you a gift by voluntarily downsizing and moving to a retirement facility before there is a crisis. Do NOT try and talk them out of this. Asking questions to help them plan, or debating the merits of one place vs. another is fine. But grab this opportunity with both hands!

For counterpoint, read the hundreds of threads on elderly parents who insist on staying in their (often cluttered, unsafe, isolated) homes until the 427th medical crisis forces an emergency choice among whatever is available at that time.

+100

Also as others have mentioned find out if it has an assisted living option or other service options in the very likely event that their needs will increase at some point.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Op, don't go looking for reasons for them -not- to do this ~ you will thank us later

Not looking for a reason for them not to do this. Looking for expenses they aren't considering so they don't choose a place they can't actually afford.

OP I'm following this thread because we're looking at all the options too. There's the fancy place that they obviously can't afford. This place has been courting them (and their peers) for years, with informational free luncheons. They should dial back the luncheons and make their care more affordable!

There are other places that seem affordable, but like you, I'm wondering if we'll see fees tacked on every single month that will be impossible to trim because they are just baked-in. If that's the case I want to know eyes wide open.