Unfortunately, the UHC "allowed amount" is often a fraction of the real price. If you send them a superbill for a specialist visit, they might cut you a check for $62. |
yes, united is terrible. But CWC isn't blameless in this either. They have created a monopoly in this area making it difficult to switch providers or get second opinions. |
CWC is best avoided anyway. |
Is United really considered bad insurance? I’ve had them for 25 years and have never had a problem (including three deliveries). I left CWC when I was pregnant with my first, they were AWFUL |
United isn't great. But yes, CWC is awful. |
Yes, ask someone you known a medical practice how their reimbursement is, how often things get returned. |