Less than half of Americans have a four-year degree

[Anonymous]

Most Americans don’t need to spend thousands of dollars getting into debt for what they want to do as a career either.
I’m a first responder doing just fine without a degree. I have coworkers with degrees making the same money I do and paying off student loans. My spouse doesn’t have a degree either.
We own a SFH go on vacation, own a 2nd home, and our kid is in a private K-8 right now.
We’re not rich but we’re happy.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Yes, precisely why student loan forgiveness is so popular. The majority of people resent seeing their tax dollars spent that way. Plus a good percentage of those that took advantage of loans have paid them off, so also resent seeing their tax dollars going to pay off loans.

You fundamentally misunderstood how federal spending works. The US Gov doesn’t need tax dollars to “pay” for anything. We have a free-exchange, fiat currency, of which the US Gov is the only source. It taxes and borrows for other reasons (to curb inflation, influence interest rates, and to combat consolidation of economic and political power, among others), but your federal taxes aren’t truly paying for things. That’s just obfuscation by politicians who really oppose things on philosophical grounds.

You fundamentally misunderstand why the student loan issue became a problem. It is because the Government became the guarantor of the loan, so no risk to the lender. Students ability or type of degree sought didn't matter, lender would be repaid. While tax dollars per say do not pay of the loans, the Government still does. Sure it could be through printing more currency and the resultant inflation becomes a hidden tax. In any case a large number of people are paying the price for people who took out loans and now cannot pay them back. Perhaps it is time to have another civilian conservation corps, the those who are having their loans forgiven can perform community service and work off the debt, reducing public spending in other areas.

[Anonymous]

Anonymous wrote:Some of the smartest and wisest people I’ve known haven’t had a college degree, whereas some of the biggest idiots and jerks I’ve known have been college graduates.

A diploma guarantees neither intelligence nor common sense. While it does indicate that the holder was exposed to some field of knowledge, there is no guarantee that the knowledge was mastered and has been retained. Meanwhile, there have always been some intellectually curious and highly motivated individuals who pursued their passions independently. Bill Gates, Steve Jobs, the Wright Brothers, Thomas Edison, Abraham Lincoln and Benjamin Franklin are just a few of the countless Americans who made profound contributions to this country despite never graduating from college.

Ben Franklin thought so little of higher education that he ended up...founding the University of Pennsylvania.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Yes, precisely why student loan forgiveness is so popular. The majority of people resent seeing their tax dollars spent that way. Plus a good percentage of those that took advantage of loans have paid them off, so also resent seeing their tax dollars going to pay off loans.

You fundamentally misunderstood how federal spending works. The US Gov doesn’t need tax dollars to “pay” for anything. We have a free-exchange, fiat currency, of which the US Gov is the only source. It taxes and borrows for other reasons (to curb inflation, influence interest rates, and to combat consolidation of economic and political power, among others), but your federal taxes aren’t truly paying for things. That’s just obfuscation by politicians who really oppose things on philosophical grounds.

You fundamentally misunderstand why the student loan issue became a problem. It is because the Government became the guarantor of the loan, so no risk to the lender. Students ability or type of degree sought didn't matter, lender would be repaid. While tax dollars per say do not pay of the loans, the Government still does. Sure it could be through printing more currency and the resultant inflation becomes a hidden tax. In any case a large number of people are paying the price for people who took out loans and now cannot pay them back. Perhaps it is time to have another civilian conservation corps, the those who are having their loans forgiven can perform community service and work off the debt, reducing public spending in other areas.

The problem with this thinking is that the government gives grants, subsidies, tax breaks to a gazillion different stakeholders. If you believe in this thought process, then everyone needs to be cut off...various industries (oil, gas, renewables, farmers, etc.)...all the folks on basically fake disability and other forms of welfare, etc.

The amount of loan forgiveness is a drop in the bucket in the scheme of all the groups getting handouts.

[Anonymous]

Anonymous wrote:The world needs ditch diggers, too.

Yeah. They are all out there digging ditches.

lol

[Anonymous]

Anonymous wrote:

Anonymous wrote:Some of the smartest and wisest people I’ve known haven’t had a college degree, whereas some of the biggest idiots and jerks I’ve known have been college graduates.

A diploma guarantees neither intelligence nor common sense. While it does indicate that the holder was exposed to some field of knowledge, there is no guarantee that the knowledge was mastered and has been retained. Meanwhile, there have always been some intellectually curious and highly motivated individuals who pursued their passions independently. Bill Gates, Steve Jobs, the Wright Brothers, Thomas Edison, Abraham Lincoln and Benjamin Franklin are just a few of the countless Americans who made profound contributions to this country despite never graduating from college.

+1

I’ll +2 I guess, but yeah… water is wet? The sky is blue?

[Anonymous]

Anonymous wrote:

Anonymous wrote:The world needs ditch diggers, too.

Well, who can blame all the ditch diggers for not wanting to pay your student loans?!

Well, the ditch diggers also rely on college graduates to help keep the economy, not to mention their employers, going.

[Anonymous]

And all we do here is argue about which are the top 10 schools in the country

[Anonymous]

*Fewer than half...

[Anonymous]

Anonymous wrote:The world needs ditch diggers, too.

And electricians, plumbers, mechanics, woodworkers, general contractors, artists, farmers, drivers, servers, admin assistants, and a million other vital jobs. What the world needs less of is consultants, IMHO.

[Anonymous]

100% of the people in my Langley neighborhood has advanced degree. Lawyers, Doctors, and political lobbyists with law degrees.

[Anonymous]

Anonymous wrote:100% of the people in my Langley neighborhood has advanced degree. Lawyers, Doctors, and political lobbyists with law degrees.

And water is wet.

Obviously certain neighborhoods will be filled with college degrees and advanced degrees. Live in one where the cheapest home is $1.5M+, vast majority will have a degree, likely advanced degrees. There will be a few business owners of trade companies, etc as well, but 95% around me would be college degreed

[Anonymous]

It is unfortunate that college and other “degrees” are often framed in terms of “payback” “investment” and other financial terms. I’ve often thought a more educated populace makes for a better person, and society, thus knowledge and knowing, can be fulfilling pursuits in themselves. Wouldn’t it be great to have ditch diggers who center their work within advanced mathematics and physics principles? Let a younger generation do the ditch digging as they pursue deeper and greater understanding of the world around them.

[Anonymous]

More than half of Americans have an IQ below 100.

[Anonymous]

You can thank Republcians and red states for that.

Guess what 2025 Project 2025 women will not be going to college.

Listen when they spew.