| Comparing quotes and trying to find some with no closing fees (or lender credit for those fees). Did you re-fi with anyone recently and have no fees? |
| OP, are you in DC, MD or VA? |
| VA |
Try Cavalier Mortgage in Virginia Beach. We're closing this week on a re-fi with them. Got 3.5% on a 30-year fixed mortgage with no closing costs (lender paid). http://www.cavaliermortgage.com/ |
| check out amerisave if you have no issues and don't mind an internet-based lender |
OP here. I'd actually just contacted Cavalier, via Zillow, right before you posted this. Right now, they aren't advertising no closing fees, but they are advertising a 3.3% rate, versus the 3.5% I got quoted from 2 other companies. They are offering some lender credit toward closing fees, but not the total amount. |
Yeah, I'm not sure how they do it but their rates always seem to be just a touch lower than everyone else's. Did you talk to Eddie? We've done two re-fi's with him and he got us great no closing cost deals both times. Even though they weren't specifically advertising a no-closing cost deal on the second go-round, he found us a lender credit of $4,000, that's covering everything. We've been very pleased. |