Kids Walking Through Our Yard to Catch the Bus

[Anonymous]

Anonymous wrote:Don't want to revive this whole thread because WOAH but question:

Does anyone with a background in insurance know if allowing people to use your yard as a shortcut sets you up for a claim if someone gets hurt (by slipping, tripping, dog, etc.?) when they are walking through? What if you expressly tell them that they have to provide in writing that they are crossing through your lawn at their own risk and they acknowledge that it's "not safe" to walk there?

Yes it does set you/your homeowners insurance and/or your umbrella policy up for potential liability. Let’s say your behind neighbor cuts through your yard to get to the main road, they trip and fall on a patch of icy or wet grass in your yard, and fall and break their arm. Their health insurance would cover all that but then the health insurance would, in all likelihood, try to recoup their costs and collect from your homeowners insurance. No insurance company wants to be on the hook where some other company could be on the hook instead.

[Anonymous]

1. Wear and tear on our lawn (it's just grass, no pavers)
Oh please, you step on it more when you mow the lawn.

2. Liability if a kid slips and hurts themselves in our lawn when we've granted permission for them to cross

Just pose a no-trespassing sign. You won't have liability after that.

3. Our yard becoming some sort of right of way over time.

This is rich. Look at prescriptive easement in your state law. I would not worry about it.

[Anonymous]

Anonymous wrote:1. Wear and tear on our lawn (it's just grass, no pavers)
Oh please, you step on it more when you mow the lawn.

2. Liability if a kid slips and hurts themselves in our lawn when we've granted permission for them to cross

Just pose a no-trespassing sign. You won't have liability after that.

3. Our yard becoming some sort of right of way over time.

This is rich. Look at prescriptive easement in your state law. I would not worry about it.

That’s nice. OP is absolutely correct. Raise your spoiled brat kids to have manners.

[Anonymous]

Op,

How did this turn out?

Fence? Sprinklers?

[Anonymous]

This post is almost two years old. I want an update.