Well, we have made quite a bit north of this for some time. DH and I are by nature savers. He because he is a minimalist and me because of a philosophical view formed at a very young age that you never know what catastrophe may hit you or those you care about it. DH grew up very poor, but I grew up with a very comfortable life. Maybe my view comes from my mother's devotion to organizing charitable drives whenever there was a natural or refugee disaster just about anywhere. We are now older, and one of our kids has been hit with heavy medical needs and expenses. Without our substantial cushion, we would have been able to do far less for DC. What we have been able to do makes the difference between DC being able to study and work vs. being home bound with no real way of making a livelihood. So don't regret our saving ways at all. What car I drive doesn't matter much to me and I eating out does very little for me--each time I am shocked at how much more expensive it is than the last time we went out. |
You are mistaken if you think saving money equates to not enjoying our lives. We certainly splurge on many things but also are very cheap in other ways. |
What do you consider eating out? Restaurants obviously. What about takeout? What about a McD drive thru? |
There's an Aldi close to my office. I got pineapples and cantalope there today for $.25 each.
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Cut my husband's hair
Bring our own water and snacks to movies |
| If I had 350k to 400k, I'd enjoy life more. Buy some coffee drinks! |
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- bike to work
- no mortgage or loan - bring unused paper napkins home and use them for cleaning house - for old clothes that cannot be donated, cut into pieces and use for cleaning house - not use laundry dryer - cut hair myself |
I was with you until you said you don't use the dryer to dry your clothes. How much does that really save? And do you have to hang your clothes out all over your house? Also, cutting your own hair seems very extreme. Are you on an extreme budget? Looking good is important! |
Why do you care? Maybe this person looks fabulous. |