Amazon Prime - kicking the habit

[Anonymous]

Amazon delivery was revolutionary in the US. Funny how fashionable it is to deride it. That said, we use it minimally. We don’t like to buy a lot of stuff.

[Anonymous]

I was going to delete my subscription but then I realized I got more back in prime rewards dollars on my prime cc than I paid for the annual subscription fee itself last year ($200 vs $149). So I am going to keep it.

[Anonymous]

Nope, I'm not trusting my credit card info to ten other companies and I like shopping in one place. Amazon does it right. If I'm in no hurry and want a bargain, I also use Temu.

[Anonymous]

Anonymous wrote:I was going to delete my subscription but then I realized I got more back in prime rewards dollars on my prime cc than I paid for the annual subscription fee itself last year ($200 vs $149). So I am going to keep it.

If you earned $200 in rewards dollars, guess that means you probably spent about $4000 on the card (assuming 5% earn rate). You could earn $80 in rewards by charging $4000 to a no fee card from Wells Fargo. So you would be marginally ahead.

[Anonymous]

Anonymous wrote:Nope, I'm not trusting my credit card info to ten other companies and I like shopping in one place. Amazon does it right. If I'm in no hurry and want a bargain, I also use Temu.

Your CC info is meaningless. If it's stolen, you get a new # and move on with your life and they will cancel charges. It's not a big deal and one of the reasons CC's are so prevalent.