| Can’t you sit back out of the rate you locked in and start over with a new lender if that new lender offers a better rate ? |
Credit union has these rates for 15 year fixed on $460k loan
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I want to know this too. We are in process of refi with TD Bank at 3.375% with a $2900 credit towards closing. I feel like this isn't a good rate when everyone else is throwing out these numbers but I can't find anything better on a jumbo. |
Most of the people with better rates than you are paying for a decent amount of points. Your credit to closing shows that you may actually be giving the lender some points. |
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I just got a quote for 3.25% on a cash out refinance 30 year but not a jumbo. No points and a $850 lender credit.
It is an online company called lowrates.com so I need to do some research on how reputable they are. |
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I e-mailed around last Tuesday 3/3/20 after literally googling "Mortgage lenders" and picked a couple in my general area with good reviews. Got a quote for 3.0% but for 0.25points for an under 500k loan on my home. 30 year fixed conventional.
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| Check out Home Loans Today. They did my 30 year fixed in October at a 3.25 no points, which was insanely low at that time. |