My IQ is around 130+ but Medicare decisions have me feeling like an idiot

[Anonymous]

My next door neighbors are highly educated retired professionals with experience in public tax and health care policy. They had to hire a consultant to help them figure out what to do. It’s crazy.

[Anonymous]

My IQ is much less and no issue managing it all. Maybe your IQ is the issue and only dumb people can figure it out. Call them and ask for help.

[Anonymous]

Anonymous wrote:My IQ is much less and no issue managing it all. Maybe your IQ is the issue and only dumb people can figure it out. Call them and ask for help.

What's your phone number?

[Anonymous]

I use to run a $3B company and Medicare is confusing to me. That’s why my brilliant wife took care of it. We have Medicare , a supplement and a drug plan through AARP. In total we pay something like $1200/month for the two of us.

[Anonymous]

Anonymous wrote:I use to run a $3B company and Medicare is confusing to me. That’s why my brilliant wife took care of it. We have Medicare , a supplement and a drug plan through AARP. In total we pay something like $1200/month for the two of us.

OP here-Wow! I anticipate Medicare and supplement policy and Part D will cost total less than $300 month. Why is yours so high?

[Anonymous]

Anonymous wrote:

Anonymous wrote:I am turning 65 soon but I am still working full time. I have health insurance at work. I will likely retire next year. I am getting lots of Medicare related junk mail, some of which I read. I have also read a lot online. I have tried to consult with my HR department. So far all I've found out from them, by email, is I can keep my work insurance until I retire and then switch to Medicare. So that's good, I think, my work insurance is pretty good.

I've also read about something called Medicare Advantage which sometimes has zero premiums. Is that a good idea? Would that be better than keeping my work insurance which costs me about $160 a month? What if I move out of the area next year when I retire, how does that affect these decisions? I have more questions but that's an idea of what is confusing and frustrating me.

Does anybody out there have any guidance or advice?

Not sure from your post. You will lose your work coverage after you retire right? Unlike Govt workers. If that's the case, why not sign up for Part A (free) and Part B when you retire?

Govt workers keep their insurance? Why aren't they moved off onto Medicare? That could be a small step towards the Med-for-All goal that liberals want.

[Anonymous]

Someone needs to publish a Medicare for Dummies book or develop some software the creates the right program for you based on Q&A.

[Anonymous]

There are alot of resources including Medicare for Dummies and the Medicare office that you can call or go to in person. And AARP has good information.

[Anonymous]

Find a healthcare agent to help you navigate Medicare. Free of charge and extremely helpful.

[Anonymous]

Anonymous wrote:Someone needs to publish a Medicare for Dummies book or develop some software the creates the right program for you based on Q&A.

https://www.dummies.com/personal-finance/insurance/health-insurance/medicare-for-dummies-cheat-sheet/

[Anonymous]

Anonymous wrote:

Anonymous wrote:Someone needs to publish a Medicare for Dummies book or develop some software the creates the right program for you based on Q&A.

https://www.dummies.com/personal-finance/insurance/health-insurance/medicare-for-dummies-cheat-sheet/

OP here-Thanks for that, it was informative. I probably need to buy that book.