What's the least amount you'd feel comfortable having in liquid assets?

[Anonymous]

You realize that mutual fund and stock investments are liquid?
Assuming not, my answer is 5k, the minimum necessary to avoid bank fees. Otherwise, the answer is 0 since I can easily access money through credit cards and my HELOSorry to all you emergency fund fetishists out there.

[Anonymous]

Probably $20-25k

[Anonymous]

No fees at
Ally bank

[Anonymous]

Anonymous wrote:

Anonymous wrote:Two years of expenses

That's crazy. I mean, yes, that would be ideal, but no one has two years of expenses in savings except the 1%

Our expenses are not that high

[Anonymous]

10k checking
10k savings

We have no debt.

[Anonymous]

Anonymous wrote:You realize that mutual fund and stock investments are liquid?
Assuming not, my answer is 5k, the minimum necessary to avoid bank fees. Otherwise, the answer is 0 since I can easily access money through credit cards and my HELOSorry to all you emergency fund fetishists out there.

PP with two years: it's not an emergency fund

[Anonymous]

50K

[Anonymous]

We have a ton in investments and add thousands to that a month. I don't like keeping more than 20k in cash. Right now we have more on hand because we are remodeling our kitchen and have to fork over the final 1/3 in a few weeks.

[Anonymous]

At least 50k, though I’d be anxious until building back up to over 70k. I like to have 6 months of expenses + money for home maintenance/emergencies on hand.

[Anonymous]

Anonymous wrote:

Anonymous wrote:You realize that mutual fund and stock investments are liquid?
Assuming not, my answer is 5k, the minimum necessary to avoid bank fees. Otherwise, the answer is 0 since I can easily access money through credit cards and my HELOSorry to all you emergency fund fetishists out there.

PP with two years: it's not an emergency fund

2 years i would disagree, While I don't have every single exit for each of my positions in my brokerage planned out if it came down to it I could have as much as I needed wired to my bank same day to cover the emergency . Yes if this was 2008 all over again I'd rather not be forced to sell in a down market but I'm not 100% invested all the time anyway. I keep less than 10K in a checking account no more than 2k in the house safe.

[Anonymous]

125k

[Anonymous]

Anonymous wrote:Two years of expenses

This is insane and completely out of touch.

[Anonymous]

Threads like these make me further understand why trump won

[Anonymous]

Anonymous wrote:Threads like these make me further understand why trump won

????

[Anonymous]

Anonymous wrote:

Anonymous wrote:Two years of expenses

This is insane and completely out of touch.

Out of touch with what? You do what makes you comfortable.