insurer won't cover a house with galvanized pipes

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I've owned two houses both of which had galvanized pipes and was never asked about them by our insurer.

Having said that they are a legitimate risk - we just spend a bunch of money removing the last of the pipes in our house because there was a lot of water condensation building up on them and 2 years ago we had a burst pipe that we luckily discovered immediately and were able to shut the water down before we ended up with any damage but the plumber who did that patch told us we should have all of the old pipes replaced immediately.

But our pipes were 100 years old so you could be decades away from needing to replace - but you would not be able to see any signs of corrosion - I believe dropping water pressure is the best indicator you've got a pending problem which was what prompted us to lay out the money to swap out the pipes.

Learn to use periods.

Learn to not be an asshole.

+1

[Anonymous]

Anonymous wrote:Had this issue with our insurer and the solution was to list the pipes as an exclusion. Not worried about that as they are similar age to yours and no signs of corrosion.

I would find a different insurer. That's a pretty big exclusion. So if your pipes burst, you get nothing??

[Anonymous]

Anonymous wrote:

Anonymous wrote:Had this issue with our insurer and the solution was to list the pipes as an exclusion. Not worried about that as they are similar age to yours and no signs of corrosion.

I would find a different insurer. That's a pretty big exclusion. So if your pipes burst, you get nothing??

+1 We had a burst pipe in a wall last year that was discovered almost immediately. The repairs cost $18k. The pipes are 70 years old and there aren't any obvious signs of corrosion but it's impossible to inspect every inch of our plumbing.

[Anonymous]

Our insurer mentioned that he won't cover "knob and tube" wiring if it is combined with modern electricity. Our new house has that unique combination, but I'm going to fix it as soon as we close, so I figured it was fine -- thoughts?

[Anonymous]

Weird. Geico covered my galvanized pipes house in DC. (Though frankly, were I an insurance company, I'd have a major opt-out and not cover damage related to galvanized pipes). It IS an issue. They will corrode over time.

[Anonymous]

Also, galvanized pipe corrodes from the inside out, so you have a decline in water pressure for years and only after that do you get pinhole leaks.

[Anonymous]

Anonymous wrote:Weird. Geico covered my galvanized pipes house in DC. (Though frankly, were I an insurance company, I'd have a major opt-out and not cover damage related to galvanized pipes). It IS an issue. They will corrode over time.

This.