Using Money Manager vs. Low-Cost No load Company

[Anonymous]

OP here. Thanks for all of the feedback and opinions. Going to look seriously at saying GOODBYE to our advisor. I dont see the value any longer.

Have always been a fan of Vanguard, going to go that direction. Thanks!

[Anonymous]

Anonymous wrote:Low cost index funds. I have a master's degree in finance (quantitative) and one thing I learned is that it is incredibly hard to beat the market over time and keeping fees as low as possible will help you much more than somebody picking a portfolio for you.

"Alpha" is a myth -- you are wasting 1.25% every year.