Getting Spouse on Board to Save More Money

[Anonymous]

"Also, having a frank conversation explaining how debt makes you feel, should hopefully make for some changes."

I agree with this. There are a lot of "I" and "my" statements here - you need to change the tone to "us," and this may be a way for you to do it.

[Anonymous]

Anonymous wrote:I am your husband in this scenario. I thought that my husband was overreacting to my spending, so with the intention of proving to him that I was not the problem I wrote down every single thing that I spent money on in a notebook, and then at the end of the week added up and broke into categories. I was shocked at how much my going to Starbucks, Panera, the smoothie place, etc. added up. Try this with him.

I agree though, don't treat him like a child. My husband threatened to put me on an allowance and I believe that my response was something like "I'll show you a fucking allowance...".

How about you are each on an allowance.
We do that...we each have a set amount per week or month...
Not just for one...but for both...
You are in the plan together

[Anonymous]

I think it's really hard to budget every single thing, so I think this might be a good way to get you started... Instead of paying credit cards off at the end of the month, pay them off twice a WEEK. That will take the money right out of your checking account, so he will see a lower available balance and it may shock him into spending less. It really helps me think about whether or not I really need to buy something.