DH just told me he has 250K cash in an account WWYD?

[Anonymous]

So does he have it? Or is he loosing his mind and doesn't?

[Anonymous]

OP: He has it, I think. But the whole approach worries me. Too many questions? why now? Why hold this back? etc.

[Anonymous]

^^something that liquid in his state of mind is concerning.

[Anonymous]

"you know i'm cray-cray and to prove it, I've saved $250K without you knowing...bam!"

Like that.

[Anonymous]

You have a serious communication problem in your relationship. This doesn't surprise me as you seem completely incapable of communicating here too. You are making no sense at all.

[Anonymous]

Is he referring to his work 401k or something? I have about that in my work 401k and my wife probably doesn't know the value since it is basically on autopilot. I look at the statements once a year or so and she never does.

[Anonymous]

LOL @ DH for being so silly. Why would he ever tell you this?

[Anonymous]

Anonymous wrote:Is he referring to his work 401k or something? I have about that in my work 401k and my wife probably doesn't know the value since it is basically on autopilot. I look at the statements once a year or so and she never does.

Yes, that is part of it. Thank you. We do not think about it much/often it is auto. There is more, but thank you for being nice.

[Anonymous]

Anonymous wrote:You have a serious communication problem in your relationship. This doesn't surprise me as you seem completely incapable of communicating here too. You are making no sense at all.

Yes, this is DCUM after all. I will not rise to your bait. You have no idea, but thanks for your input -- makes me realize I am doing well in a difficult circumstance.

[Anonymous]

Anonymous wrote:Is he referring to his work 401k or something? I have about that in my work 401k and my wife probably doesn't know the value since it is basically on autopilot. I look at the statements once a year or so and she never does.

LOL- I'm a sahm. My husband came to me last month saying he was worried about being able to retire. He had no idea we'd been maxing the 401k for over 5 years. He gave me the login info back in 2003 because he wanted me to do the risk allocation, and hadn't looked at the damn thing since. Luckily I check it once a month, and it's quite healthy, but still- damn.

[Anonymous]

OP here: Just came from standing around shouting, calm down, calm down. OK! that does not make any sense and neither does he. But it will pass hopefully.

[Anonymous]

Perhaps YOU need to start saving..he said I have $250k...not WE have.

[Anonymous]

I am having a very hard time following what the OP is saying.

[Anonymous]

OP are you on drugs?

[Anonymous]

Anonymous wrote:Thank you for your help. What he means is: I am losing my job, don't panic. YIKES!

If he is losing his job, don't go to a financial planner until he finds a new job. Keep the money liquid. But I would break it up into two or three accounts, at least one being a high-interest savings account.