MDIPA and out-of-pocket and IVF

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08/01/2012 18:06

Subject: MDIPA and out-of-pocket and IVF

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Anonymous

Anonymous wrote:Thank you for the information, PP, I will contact them. I looked up my benefits, though (I have a federal plan), and it says that the out-of-pocket max excludes (among other things) IVF. So I'm not sure that I have a case.

17:39 again--I thought the same thing, but for some reason, MDIPA counts certain procedures (like ultrasounds) towards the out of pocket max. (At least they did for mine) You should be able to check all this out on your account on myuhc.com

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08/02/2012 10:42

Subject: MDIPA and out-of-pocket and IVF

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Anonymous

Thank you so much, PP, I really appreciate the detailed information. I will look into this. It would be nice to get some money back, even though I did get pregnant and therefore felt whatever we paid was worth it...

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08/02/2012 20:59

Subject: MDIPA and out-of-pocket and IVF

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Anonymous

No Problem. I felt the same way. Worked for us and expecting in late november. Good luck.

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08/07/2012 21:17

Subject: MDIPA and out-of-pocket and IVF

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Anonymous

23:33 here: OP, I'm MD IPA federal as well. The explanation of benefits for MD IPA states that IVF is not included. However, since SG is required to bill separately for each procedure, as stated by PP, some of the IVF fees count towards the 1800 and others (such as retrieval and transfer) do not. All in all, I paid @ 2300 for the procedure although I had to leave an initial 3200 deposit.