Anonymous wrote:OP here. Thank you so much for the responses. I am finding them very useful. We are currently on COBRA for 18 months so I don't have to worry about getting insurance until after that. However, I have been on a two year sabbatical from work. My job is still being kept open but I have to decide in a week or two if I am going to go back, hence my question as our only hesitation is wrt health insurance.
I shall definitely call BCBS. I had tried to insure my nanny through them and she had been declined based on her weight, so I thought they would be difficult wrt the pre existing conditions that apply in our case.
BTW, to answer a PP's question, we gave 3 kids -a 10 year old and 2 year old twins.
Thanks again.
14:37 here - also make sure to get disability insurance in the event you can't work, enough to cover the mtg, etc..
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