Is Pregnancy Considered a Pre-Existing Condition?

[Anonymous]

Anonymous wrote:I'm not sure if this is directly on point, but I got burned by it, so I'm passing on the info. For short term disability insurance, you will not be covered for childbirth if your policy became effective in the nine motnhs prior to the birth. Essentially, pregnancy is a pre-existing condition that disqualifies you for childbirth benefits through short term disability.

As far as I know this is true of all policies. (And really makes perfect sense when you think about it.)

I started a new job when I was 8 weeks pregnant, and was able to use the company's ST disability policy for maternity leave without any problem.